{"id":21068,"date":"2026-05-20T04:08:13","date_gmt":"2026-05-20T04:08:13","guid":{"rendered":"http:\/\/johnhealth.ca\/?p=21068"},"modified":"2026-07-18T02:28:21","modified_gmt":"2026-07-18T02:28:21","slug":"%e4%bf%9d%e9%99%a9%e7%9f%a5%e8%af%86%ef%bc%9aribo-1-rib-act-by-laws-%e8%a6%81%e4%bb%8e%e4%ba%86%e8%a7%a3%e4%bb%80%e4%b9%88%e5%86%85%e5%ae%b9","status":"publish","type":"post","link":"http:\/\/johnhealth.ca\/?p=21068","title":{"rendered":"\u4fdd\u9669\u77e5\u8bc6\uff1aOAP 1"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ontario Automobile Policy\uff08OAP 1\uff09\u662f RIBO \u8003\u8bd5\u7684<strong>\u7edd\u5bf9\u6838\u5fc3\u677f\u5757\u4e4b\u4e00<\/strong>\u3002\u4f60\u4e0d\u9700\u8981\u80cc\u5168\u6587\uff0c\u4f46\u5fc5\u987b\u641e\u6e05\u695a\u201c\u7ed3\u6784 + \u8c01\u8d54 + \u600e\u4e48\u8d54\u201d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u5e2e\u4f60\u6574\u7406\u6210<strong>\u8003\u8bd5\u9ad8\u9891\u91cd\u70b9 + \u4e00\u773c\u8bb0\u4f4f\u7248<\/strong>&#x1f447;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e00\u3001\u4ec0\u4e48\u662f OAP 1\uff08\u5fc5\u8003\u57fa\u7840\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Ontario Automobile Policy<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\u5b89\u7701<strong>\u6807\u51c6\u6c7d\u8f66\u4fdd\u9669\u5408\u540c<\/strong>\uff0c\u6240\u6709\u4e2a\u4eba\u8f66\u9669\u57fa\u672c\u90fd\u57fa\u4e8e\u5b83\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e8c\u3001OAP 1 \u4e94\u5927\u90e8\u5206\uff08\u8d85\u7ea7\u91cd\u8981\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u8003\u8bd5\u6700\u7231\u95ee\uff1a<strong>\u54ea\u4e00\u90e8\u5206\u8d54\u4ec0\u4e48<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Part 1 \u2014 Liability Coverage\uff08\u7b2c\u4e09\u65b9\u8d23\u4efb\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u4f60\u649e\u522b\u4eba \u2192 \u8d54\u522b\u4eba<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4ed6\u4eba\u8eab\u4f53\u4f24\u5bb3\uff08BI\uff09<\/li>\n\n\n\n<li>\u4ed6\u4eba\u8d22\u4ea7\u635f\u5931\uff08PD\uff09<\/li>\n\n\n\n<li>\u6cd5\u5f8b\u8d39\u7528<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u5173\u952e\u70b9\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u65e0\u4e0a\u9650\u533b\u7597\uff1f&#x274c;\uff08\u6709\u4e0a\u9650\uff09<\/li>\n\n\n\n<li>\u662f\u5426\u5305\u62ec\u81ea\u5df1\uff1f&#x274c;<\/li>\n\n\n\n<li>\u662f\u5426\u5305\u62ec\u4e58\u5ba2\uff1f&#x2705;\uff08\u4f60\u8f66\u4e0a\u7684\u4e58\u5ba2\u5c5e\u4e8e\u7b2c\u4e09\u65b9\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Part 2 \u2014 Accident Benefits\uff08AB\uff09\uff08\u8d85\u91cd\u70b9\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u4e0d\u7ba1\u8c01\u7684\u9519 \u2192 \u5148\u8d54\u81ea\u5df1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u533b\u7597\u5eb7\u590d\uff08Medical &amp; Rehab\uff09<\/li>\n\n\n\n<li>\u6536\u5165\u8865\u507f\uff08IRB\uff09<\/li>\n\n\n\n<li>\u770b\u62a4\u8865\u8d34\uff08Caregiver\uff09<\/li>\n\n\n\n<li>\u975e\u5de5\u4f5c\u8865\u507f\uff08NEB\uff09<\/li>\n\n\n\n<li>\u4e27\u846c\u8d39 \/ \u6b7b\u4ea1\u8d54\u507f<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u6838\u5fc3\u539f\u5219\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; No-fault\uff08\u65e0\u8fc7\u9519\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Part 3 \u2014 Direct Compensation &#8211; Property Damage\uff08DCPD\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u5bf9\u65b9\u5168\u8d23 \u2192 \u4f60\u627e\u81ea\u5df1\u4fdd\u9669\u8d54\u8f66\u635f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u5173\u952e\u7406\u89e3\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53ea\u9002\u7528\u4e8e\uff1a\n<ul class=\"wp-block-list\">\n<li>\u5b89\u7701<\/li>\n\n\n\n<li>\u5bf9\u65b9\u5df2\u8bc6\u522b<\/li>\n\n\n\n<li>\u5bf9\u65b9\u6709\u4fdd\u9669<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Part 4 \u2014 Uninsured Automobile<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u5bf9\u65b9\u6ca1\u4fdd\u9669 \/ \u8087\u4e8b\u9003\u9038<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8eab\u4f53\u4f24\u5bb3<\/li>\n\n\n\n<li>\u8d22\u4ea7\u635f\u5931\uff08\u6709\u9650\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Part 5 \u2014 Optional Coverage\uff08\u53ef\u9009\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u81ea\u5df1\u8f66\u7684\u635f\u5931\uff08\u4e0d\u662f\u522b\u4eba\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Collision\uff08\u78b0\u649e\uff09<\/li>\n\n\n\n<li>Comprehensive\uff08\u975e\u78b0\u649e\uff09<\/li>\n\n\n\n<li>Specified Perils<\/li>\n\n\n\n<li>All Perils\uff08\u6700\u5168\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e09\u3001\u8003\u8bd5\u6700\u6838\u5fc3\u903b\u8f91\uff08\u5fc5\u987b\u638c\u63e1\uff09<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u8c01\u8d54\uff1f\u4e00\u5f20\u8111\u56fe\u903b\u8f91&#x1f447;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1&#xfe0f;&#x20e3; \u4f60\u53d7\u4f24<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 Part 2\uff08Accident Benefits\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2&#xfe0f;&#x20e3; \u4f60\u649e\u522b\u4eba<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 Part 1\uff08Liability\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3&#xfe0f;&#x20e3; \u522b\u4eba\u649e\u4f60\uff08\u5bf9\u65b9\u6709\u4fdd\u9669\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 Part 3\uff08DCPD\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4&#xfe0f;&#x20e3; \u5bf9\u65b9\u6ca1\u4fdd\u9669 \/ \u9003\u9038<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 Part 4<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5&#xfe0f;&#x20e3; \u4f60\u81ea\u5df1\u7684\u8f66\u635f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 Part 5\uff08\u5982\u679c\u4f60\u4e70\u4e86\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u56db\u3001Deductible\uff08\u514d\u8d54\u989d\uff09\u8003\u8bd5\u70b9<\/h1>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u5e38\u9002\u7528\u4e8e\uff1a\n<ul class=\"wp-block-list\">\n<li>Collision<\/li>\n\n\n\n<li>Comprehensive<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2757; \u4e0d\u9002\u7528\u4e8e\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accident Benefits<\/li>\n\n\n\n<li>Liability\uff08\u901a\u5e38\u6ca1\u6709 deductible\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e94\u3001Ownership vs Driver\uff08\u7ecf\u5178\u9677\u9631\uff09<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Owner\uff08\u8f66\u4e3b\uff09<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u51b3\u5b9a policy<\/li>\n\n\n\n<li>\u5bf9\u8f66\u8f86\u8d1f\u8d23<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Driver\uff08\u9a7e\u9a76\u4eba\uff09<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f7f\u7528\u8f66\u8f86<\/li>\n\n\n\n<li>\u53ef\u80fd\u5f71\u54cd liability<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">\u8003\u8bd5\u5e38\u95ee\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u8c01\u8d1f\u8d23\u4fdd\u9669\uff1f<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; Owner\uff08\u4e0d\u662f driver\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u516d\u3001Priority Rules\uff08AB\u5fc5\u8003\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u591a\u4efd\u4fdd\u9669\u5b58\u5728\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8c01\u5148\u8d54\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f18\u5148\u987a\u5e8f\uff08\u8bb0\u4f4f\u8fd9\u4e2a\uff09\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4f60\u81ea\u5df1\u8f66\u7684\u4fdd\u9669<\/li>\n\n\n\n<li>\u4f60\u914d\u5076\u7684\u4fdd\u9669<\/li>\n\n\n\n<li>\u4f60\u4f5c\u4e3a\u4e58\u5ba2\u6240\u5728\u8f66\u8f86<\/li>\n\n\n\n<li>\u5bf9\u65b9\u8f66\u8f86<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e03\u3001Uninsured vs Unknown\uff08\u9ad8\u9891\uff09<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u60c5\u51b5<\/th><th>\u7528\u54ea\u4e2a<\/th><\/tr><\/thead><tbody><tr><td>\u5bf9\u65b9\u6ca1\u4fdd\u9669<\/td><td>Part 4<\/td><\/tr><tr><td>Hit &amp; Run<\/td><td>Part 4<\/td><\/tr><tr><td>\u5bf9\u65b9\u6709\u4fdd\u9669<\/td><td>DCPD<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u516b\u3001Optional Coverages\uff08Part 5\uff09\u533a\u522b\uff08\u5e38\u8003\uff09<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u7c7b\u578b<\/th><th>\u8d54\u4ec0\u4e48<\/th><\/tr><\/thead><tbody><tr><td>Collision<\/td><td>\u649e\u8f66\uff08\u5305\u62ec\u4f60\u9519\uff09<\/td><\/tr><tr><td>Comprehensive<\/td><td>\u5077\u3001\u706b\u3001\u81ea\u7136\u707e\u5bb3<\/td><\/tr><tr><td>Specified Perils<\/td><td>\u6307\u5b9a\u98ce\u9669<\/td><\/tr><tr><td>All Perils<\/td><td>\u6700\u5168\uff08\u542b theft by employee\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e5d\u3001\u6700\u7231\u8003\u7684\u201c\u5751\u70b9\u201d<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5751 1<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">AB \u662f\u8c01\u7684\u8d23\u4efb\uff1f<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; \u5bf9\u65b9<br>&#x2705; \u81ea\u5df1\u4fdd\u9669\u5148\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5751 2<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u5bf9\u65b9\u5168\u8d23 \u2192 \u76f4\u63a5\u627e\u5bf9\u65b9\u4fdd\u9669\uff1f<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c;\uff08\u5b89\u7701\u4e0d\u662f\u8fd9\u6837\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u8d70 DCPD \u2192 \u81ea\u5df1\u4fdd\u9669\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5751 3<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u6ca1\u4e70 collision \u2192 \u649e\u8f66\u80fd\u8d54\uff1f<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; \u4e0d\u80fd\uff08\u5982\u679c\u662f\u4f60\u9519\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5751 4<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Liability \u5305\u62ec\u81ea\u5df1\uff1f<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; \u4e0d\u5305\u62ec<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5751 5<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u4e58\u5ba2\u5c5e\u4e8e\u8c01\uff1f<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u7b2c\u4e09\u65b9\uff08\u8d70 Liability\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u5341\u3001\u8003\u8bd5\u9ad8\u9891\u5173\u952e\u8bcd<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u8bcd<\/th><th>\u542b\u4e49<\/th><\/tr><\/thead><tbody><tr><td>No-Fault<\/td><td>\u4e0d\u8bba\u8d23\u4efb\u5148\u8d54<\/td><\/tr><tr><td>DCPD<\/td><td>\u81ea\u5df1\u4fdd\u9669\u8d54\u8f66\u635f<\/td><\/tr><tr><td>Uninsured<\/td><td>\u5bf9\u65b9\u6ca1\u4fdd\u9669<\/td><\/tr><tr><td>Deductible<\/td><td>\u514d\u8d54\u989d<\/td><\/tr><tr><td>Endorsement<\/td><td>\u9644\u52a0\u6761\u6b3e<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u5341\u4e00\u3001\u4e00\u53e5\u8bdd\u8bb0\u5fc6\u6cd5\uff08\u975e\u5e38\u597d\u7528\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u649e\u522b\u4eba \u2192 Liability<br>&#x1f449; \u81ea\u5df1\u4f24 \u2192 AB<br>&#x1f449; \u522b\u4eba\u649e\u4f60 \u2192 DCPD<br>&#x1f449; \u627e\u4e0d\u5230\u4eba \u2192 Uninsured<br>&#x1f449; \u81ea\u5df1\u8f66 \u2192 Optional<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4f60\u8981\uff0c\u6211\u53ef\u4ee5\u5e2e\u4f60\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u51fa\u4e00\u5957 <strong>\u201cAB + Liability + DCPD \u6df7\u5408\u8ba1\u7b97\u9898\uff08\u8003\u8bd5Boss\u7ea7\uff09\u201d<\/strong><\/li>\n\n\n\n<li>\u6216\u505a\u4e00\u5f20 <strong>\u4e00\u9875\u56fe\u79d2\u6740 OAP 1 \u5168\u90e8\u8003\u70b9\uff08\u670b\u53cb\u5708\u53ef\u7528\uff09<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u73b0\u5728\u8fd9\u5757\u5982\u679c\u638c\u63e1\u4e86\uff0cRIBO \u5df2\u7ecf\u8d62\u4e00\u534a\u4e86\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u4e00\u5957 AB + Liability + DCPD \u6df7\u5408\u8ba1\u7b97\u9898\uff08\u8003\u8bd5Boss\u7ea7\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u597d\uff0c\u8fd9\u4e00\u5957\u6211\u7ed9\u4f60\u505a\u6210<strong>\u63a5\u8fd1\u8003\u8bd5\u6700\u540e\u538b\u8f74\u96be\u5ea6\uff08Boss\u7ea7\uff09<\/strong>\uff0c\u6bcf\u9898\u90fd\u540c\u65f6\u6d89\u53ca <strong>AB + Liability + DCPD<\/strong>\uff0c\u800c\u4e14\u5e26\u201c\u5751\u201d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x1f9e0; \u7ec8\u6781\u6df7\u5408\u8ba1\u7b97\u9898\uff08AB + Liability + DCPD\uff09<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q1\uff08\u57fa\u7840Boss\u7248\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">John \u9a7e\u9a76\u81ea\u5df1\u7684\u8f66\uff0c\u5728 Ontario \u88ab\u53e6\u4e00\u8f86\u8f66\u5168\u8d23\u649e\u51fb\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>John \u53d7\u4f24\uff1a\u533b\u7597\u8d39\u7528 $40,000<\/li>\n\n\n\n<li>John \u8f66\u8f86\u635f\u5931\uff1a$15,000<\/li>\n\n\n\n<li>\u5bf9\u65b9\u53f8\u673a\u6709\u4fdd\u9669\u4e14\u5df2\u8bc6\u522b<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">John \u7684\u4fdd\u9669\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AB\uff1a\u6807\u51c6\u989d\u5ea6<\/li>\n\n\n\n<li>Collision\uff1a\u6ca1\u6709\u8d2d\u4e70<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5404\u90e8\u5206\u7531\u8c01\u8d54\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. AB\uff1a\u5bf9\u65b9\u8d54\uff1b\u8f66\u635f\uff1a\u5bf9\u65b9\u8d54<br><mark style=\"background-color:rgba(0, 0, 0, 0);color:#f38805\" class=\"has-inline-color\">B. AB\uff1a\u81ea\u5df1\u4fdd\u9669\uff1b\u8f66\u635f\uff1a\u81ea\u5df1\u4fdd\u9669\uff08DCPD\uff09<br><\/mark>C. AB\uff1a\u81ea\u5df1\u4fdd\u9669\uff1b\u8f66\u635f\uff1a\u4e0d\u8d54<br>D. AB\uff1a\u5bf9\u65b9\u4fdd\u9669\uff1b\u8f66\u635f\uff1a\u4e0d\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q2\uff08DCPD + Deductible \u9677\u9631\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Mary \u5728 Ontario \u88ab\u5bf9\u65b9\u5168\u8d23\u649e\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8f66\u8f86\u635f\u5931\uff1a$20,000<\/li>\n\n\n\n<li>\u5979\u7684 DCPD deductible\uff1a$500<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mary \u5b9e\u9645\u62ff\u5230\u591a\u5c11\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-gray-color\">A. $20,000<br><\/mark><mark style=\"background-color:rgba(0, 0, 0, 0);color:#f10c0c\" class=\"has-inline-color\">B. $19,500<br><\/mark>C. $15,000<br>D. $0<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q3\uff08AB + Liability \u53cc\u8d54\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Tom \u5f00\u8f66\u8ffd\u5c3e\u4ed6\u4eba\uff08Tom \u5168\u8d23\uff09\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tom \u81ea\u5df1\u53d7\u4f24\uff1a$30,000<\/li>\n\n\n\n<li>\u5bf9\u65b9\u53d7\u4f24\uff1a$80,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u4ed8\u60c5\u51b5\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. Tom \u7684\u4f24 \u2192 Liability<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Tom \u7684\u4f24 \u2192 AB\uff1b\u5bf9\u65b9\u4f24 \u2192 Liability<br><\/mark>C. \u5168\u90e8\u8d70 AB<br>D. \u5168\u90e8\u8d70 Liability<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q4\uff08\u591a\u8f66 + Priority Rule\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Lisa \u662f\u4e58\u5ba2\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5750\u5728\u670b\u53cb\u8f66\u4e0a\u88ab\u649e\uff08\u5bf9\u65b9\u5168\u8d23\uff09<\/li>\n\n\n\n<li>Lisa \u533b\u7597\u8d39\u7528\uff1a$60,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d89\u53ca\u4fdd\u9669\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Lisa \u81ea\u5df1\u6709\u8f66\uff08\u6709\u4fdd\u9669\uff09<\/li>\n\n\n\n<li>\u5979\u914d\u5076\u4e5f\u6709\u8f66<\/li>\n\n\n\n<li>\u4e8b\u6545\u8f66\u8f86\uff08\u670b\u53cb\uff09<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">AB \u7531\u8c01\u5148\u8d54\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. \u670b\u53cb\u7684\u8f66<br>B. \u5bf9\u65b9\u8f66\u8f86<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Lisa \u81ea\u5df1\u7684\u4fdd\u9669<br><\/mark>D. \u914d\u5076\u7684\u4fdd\u9669<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q5\uff08Uninsured + DCPD \u6df7\u5408\u9677\u9631\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">David \u88ab\u4e00\u8f86\u8f66\u649e\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5bf9\u65b9\u9003\u9038\uff08hit &amp; run\uff09<\/li>\n\n\n\n<li>David \u8f66\u635f\uff1a$10,000<\/li>\n\n\n\n<li>David \u53d7\u4f24\uff1a$20,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u4ed8\u6765\u6e90\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. \u8f66\u635f \u2192 DCPD\uff1b\u4f24 \u2192 AB<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. \u8f66\u635f \u2192 Part 4\uff1b\u4f24 \u2192 AB<br><\/mark>C. \u5168\u90e8 \u2192 \u5bf9\u65b9<br>D. \u8f66\u635f \u2192 \u4e0d\u8d54\uff1b\u4f24 \u2192 Liability<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q6\uff08Collision vs DCPD \u8d85\u7ea7\u9677\u9631\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Emma \u4e0e\u53e6\u4e00\u8f66\u53d1\u751f\u4e8b\u6545\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53cc\u65b9\u5404\u627f\u62c5 50% \u8d23\u4efb<\/li>\n\n\n\n<li>Emma \u8f66\u635f\uff1a$20,000<\/li>\n\n\n\n<li>\u5979\u6709 Collision deductible\uff1a$1,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Emma \u6700\u7ec8\u8d54\u4ed8\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. $20,000\uff08\u5168\u8d54\uff09<br>B. $19,000\uff08\u51cf deductible\uff09<br>C. $10,000\uff08DCPD \u8d54\u4e00\u534a\uff09<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">D. $9,000\uff08DCPD + deductible\uff09<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q7\uff08Liability + Policy Limit\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Mike \u649e\u4f24\u4ed6\u4eba\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5bf9\u65b9\u4f24\u5bb3\uff1a$300,000<\/li>\n\n\n\n<li>Mike \u7684 Liability limit\uff1a$200,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u4ed8\u7ed3\u679c\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. \u5168\u90e8\u7531\u4fdd\u9669\u8d54<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. \u4fdd\u9669\u8d54 $200,000\uff0c\u5176\u4f59 Mike \u81ea\u4ed8<br><\/mark>C. \u5bf9\u65b9\u81ea\u5df1\u627f\u62c5\u5dee\u989d<br>D. AB \u8865\u5269\u4f59\u90e8\u5206<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q8\uff08AB \u591a\u9879\u7ec4\u5408\u8ba1\u7b97\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Sarah \u53d7\u4f24\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u533b\u7597\uff1a$40,000<\/li>\n\n\n\n<li>\u6536\u5165\u635f\u5931\uff1a$2,000\/\u6708 \u00d7 6\u4e2a\u6708 = $12,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">AB \u603b\u8d54\u591a\u5c11\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. $40,000<br>B. $12,000<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. $52,000<br><\/mark>D. $0<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q9\uff08\u4e58\u5ba2\u5f52\u5c5e\u9677\u9631\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Alex \u662f\u4e58\u5ba2\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53f8\u673a\u5168\u8d23<\/li>\n\n\n\n<li>Alex \u53d7\u4f24 $25,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Alex \u7684\u4f24\u4e3b\u8981\u7531\u8c01\u8d54\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-gray-color\">A. Driver \u7684 Liability<br><\/mark><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Alex \u81ea\u5df1\u7684 AB\uff08\u6216 priority\uff09<br><\/mark>C. \u5bf9\u65b9 Liability<br>D. \u4e0d\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q10\uff08\u7ec8\u6781\u6df7\u5408 Boss\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u573a\u4e8b\u6545\u4e2d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f60\u5168\u8d23\u649e\u8f66<\/li>\n\n\n\n<li>\u4f60\u81ea\u5df1\u53d7\u4f24\uff1a$20,000<\/li>\n\n\n\n<li>\u5bf9\u65b9\u53d7\u4f24\uff1a$100,000<\/li>\n\n\n\n<li>\u4f60\u8f66\u635f\uff1a$15,000<\/li>\n\n\n\n<li>\u4f60\u6ca1\u6709 Collision<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b63\u786e\u8d54\u4ed8\u7ec4\u5408\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. \u81ea\u5df1\u4f24 \u2192 Liability\uff1b\u8f66\u635f \u2192 DCPD<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. \u81ea\u5df1\u4f24 \u2192 AB\uff1b\u5bf9\u65b9\u4f24 \u2192 Liability\uff1b\u8f66\u635f \u2192 \u4e0d\u8d54<br><\/mark>C. \u5168\u90e8 AB<br>D. \u5168\u90e8 Liability<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x2705; \u7b54\u6848 + \u6838\u5fc3\u903b\u8f91<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f24 \u2192 AB\uff08\u81ea\u5df1\uff09<\/li>\n\n\n\n<li>\u8f66 \u2192 DCPD\uff08\u5373\u4f7f\u6ca1 collision\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q2<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DCPD \u4e5f\u53ef\u80fd\u6709 deductible<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; 20,000 &#8211; 500 = 19,500<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q3<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u5df1\u4f24 \u2192 AB<\/li>\n\n\n\n<li>\u522b\u4eba\u4f24 \u2192 Liability<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; C<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Priority\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1&#xfe0f;&#x20e3; \u81ea\u5df1<br>2&#xfe0f;&#x20e3; \u914d\u5076<br>3&#xfe0f;&#x20e3; \u4e8b\u6545\u8f66<br>4&#xfe0f;&#x20e3; \u5bf9\u65b9<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>hit &amp; run \u2192 Part 4<\/li>\n\n\n\n<li>\u81ea\u5df1\u4f24 \u2192 AB<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q6<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; D\uff08\u8d85\u7ea7\u9677\u9631\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">50% \u8d23\u4efb\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>50% \u2192 DCPD = 10,000<\/li>\n\n\n\n<li>\u5269\u4f59 50% \u2192 Collision\uff08\u6263 deductible\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; 10,000 &#8211; 1,000 = 9,000<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q7<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d85\u8fc7 limit\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; insured \u81ea\u4ed8<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; C<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AB \u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u533b\u7597 + \u6536\u5165<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e58\u5ba2\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u8d70 AB\uff08\u4e0d\u662f liability \u4f18\u5148\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q10<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u5df1\u4f24 \u2192 AB<\/li>\n\n\n\n<li>\u5bf9\u65b9\u4f24 \u2192 Liability<\/li>\n\n\n\n<li>\u81ea\u5df1\u8f66 \u2192 &#x274c;\uff08\u6ca1 collision\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x1f525; \u6700\u540e\u7ed9\u4f60\u4e00\u4e2a\u201c\u79d2\u6740\u53e3\u8bc0\u201d\uff08\u8003\u8bd5\u6551\u547d\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u81ea\u5df1\u4f24 \u2192 AB<br>&#x1f449; \u649e\u522b\u4eba \u2192 Liability<br>&#x1f449; \u522b\u4eba\u649e\u4f60 \u2192 DCPD<br>&#x1f449; \u627e\u4e0d\u5230\u4eba \u2192 Uninsured<br>&#x1f449; \u81ea\u5df1\u8f66 \u2192 Collision<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e00\u5957\u662f<strong>RIBO \u771f\u6b63\u538b\u8f74\u96be\u5ea6\uff08\u56db\u5c42\u5d4c\u5957\uff1aAB + Deductible + Policy Limit + Priority\uff09<\/strong>\u3002<br>\u6bcf\u9898\u90fd\u9700\u8981\u4f60\u540c\u65f6\u5224\u65ad\uff1a<strong>\u5148\u627e\u8c01 \u2192 \u80fd\u8d54\u591a\u5c11 \u2192 \u6709\u6ca1\u6709\u4e0a\u9650 \u2192 \u662f\u5426\u6263\u51cf<\/strong>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x1f525; \u5730\u72f1\u7ea7\u7efc\u5408\u9898\uff084\u5c42\u5d4c\u5957\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\uff08\u80cc\u666f\u5747\u5728 Ontario\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q1\uff08Priority + AB Limit + \u8ba1\u7b97\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Kevin \u662f\u4e58\u5ba2\uff0c\u53d1\u751f\u4e8b\u6545\uff08\u5bf9\u65b9\u5168\u8d23\uff09\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u533b\u7597\u8d39\u7528\uff1a$80,000<\/li>\n\n\n\n<li>\u6536\u5165\u635f\u5931\uff1a$2,000\/\u6708 \u00d7 6\u4e2a\u6708 = $12,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u60c5\u51b5\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Kevin \u81ea\u5df1\u8f66\u7684 AB limit\uff1a$65,000<\/li>\n\n\n\n<li>\u914d\u5076\u8f66\u7684 AB limit\uff1a$50,000<\/li>\n\n\n\n<li>\u4e8b\u6545\u8f66\u8f86\uff08\u670b\u53cb\uff09AB\uff1a\u6807\u51c6<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u7ec8\u8d54\u4ed8\u7ed3\u6784\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. \u5168\u90e8\u7531\u670b\u53cb\u8f66\u8d54<br>B. Kevin \u81ea\u5df1\u4fdd\u9669\u8d54 $65,000\uff0c\u5269\u4f59 $27,000 \u7531\u914d\u5076\u8d54<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Kevin \u81ea\u5df1\u8d54 $65,000\uff0c\u5269\u4f59\u7531\u670b\u53cb\u8f66\u8d54<br><\/mark>D. \u5168\u90e8\u7531\u5bf9\u65b9\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q2\uff08Deductible + AB \u9677\u9631\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Linda \u53d7\u4f24\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u533b\u7597\u8d39\u7528\uff1a$30,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5979\u7684 policy\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AB \u6709 $500 deductible<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">AB \u5b9e\u9645\u8d54\u591a\u5c11\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. $<mark style=\"background-color:rgba(0, 0, 0, 0);color:#ee0e0e\" class=\"has-inline-color\">30,000<\/mark><br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-gray-color\">B. $29,500<br><\/mark>C. $25,000<br>D. $0<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q3\uff08Policy Limit + Liability + AB\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Mark \u5168\u8d23\u4e8b\u6545\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u5df1\u53d7\u4f24\uff1a$40,000<\/li>\n\n\n\n<li>\u5bf9\u65b9\u53d7\u4f24\uff1a$250,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AB\uff1a\u6807\u51c6<\/li>\n\n\n\n<li>Liability limit\uff1a$200,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u4ed8\u60c5\u51b5\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. AB\uff1a$40,000\uff1bLiability\uff1a$250,000<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. AB\uff1a$40,000\uff1bLiability\uff1a$200,000\uff1bMark \u81ea\u4ed8 $50,000<br><\/mark>C. \u5168\u90e8 AB<br>D. Liability \u5168\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q4\uff08Priority + \u591a\u8f66 + \u9677\u9631\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Sophia \u662f\u4e58\u5ba2\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u533b\u7597\u8d39\u7528\uff1a$70,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d89\u53ca\u4fdd\u9669\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Sophia \u81ea\u5df1\u6ca1\u6709\u8f66<\/li>\n\n\n\n<li>\u5979\u914d\u5076\u6709\u8f66\uff08AB limit\uff1a$60,000\uff09<\/li>\n\n\n\n<li>\u4e8b\u6545\u8f66\u8f86\uff08\u670b\u53cb\uff09AB\uff1a\u6807\u51c6<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u4ed8\u987a\u5e8f + \u91d1\u989d\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. \u670b\u53cb\u8f66\u8d54 $70,000<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. \u914d\u5076\u8d54 $60,000\uff0c\u5269\u4f59 $10,000 \u7531\u670b\u53cb\u8f66\u8d54<br><\/mark>C. \u5bf9\u65b9\u8d54<br>D. \u4e0d\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q5\uff08Deductible + DCPD + AB \u6df7\u5408\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Jason \u88ab\u649e\uff08\u5bf9\u65b9\u5168\u8d23\uff09\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u5df1\u53d7\u4f24\uff1a$20,000<\/li>\n\n\n\n<li>\u8f66\u635f\uff1a$15,000<\/li>\n\n\n\n<li>DCPD deductible\uff1a$1,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u603b\u8d54\u4ed8\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. AB\uff1a$20,000\uff1b\u8f66\uff1a$15,000<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. AB\uff1a$20,000\uff1b\u8f66\uff1a$14,000<br><\/mark>C. \u5168\u90e8 $34,000<br>D. \u5168\u90e8 $35,000<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q6\uff08AB Limit + \u8d85\u989d + Priority\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Emma \u662f\u4e58\u5ba2\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u533b\u7597\u8d39\u7528\uff1a$120,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Emma \u81ea\u5df1 AB limit\uff1a$65,000<\/li>\n\n\n\n<li>\u914d\u5076 AB limit\uff1a$50,000<\/li>\n\n\n\n<li>\u4e8b\u6545\u8f66\u8f86 AB\uff1a\u6807\u51c6<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u7ec8\u8d54\u4ed8\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. 65,000 + 50,000 + 5,000<br><\/mark>B. 65,000 + 50,000\uff08\u5269\u4f59\u4e0d\u8d54\uff09<br>C. \u5168\u90e8\u670b\u53cb\u8f66\u8d54<br>D. \u5168\u90e8\u5bf9\u65b9\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q7\uff08\u7ec8\u6781\u9677\u9631\uff1aAB vs Liability\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Daniel \u88ab\u649e\uff08\u5bf9\u65b9\u5168\u8d23\uff09\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Daniel \u53d7\u4f24\uff1a$90,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Daniel \u662f\u5426\u53ef\u4ee5\u76f4\u63a5\u901a\u8fc7\u5bf9\u65b9 Liability \u62ff\u5168\u90e8 $90,000\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. \u53ef\u4ee5<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. \u4e0d\u53ef\u4ee5\uff0c\u5148\u8d70 AB<br><\/mark>C. \u4e0d\u53ef\u4ee5\uff0c\u5b8c\u5168\u4e0d\u80fd\u8d54<br>D. \u5fc5\u987b\u8d70 DCPD<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Q8\uff08\u7ec8\u6781 Boss\uff1a\u56db\u5c42\u53e0\u52a0\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u5f00\u8f66\uff08\u4f60 100% at fault\uff09\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u5df1\u53d7\u4f24\uff1a$50,000<\/li>\n\n\n\n<li>\u5bf9\u65b9\u53d7\u4f24\uff1a$180,000<\/li>\n\n\n\n<li>\u4f60\u8f66\u635f\uff1a$20,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u7684\u4fdd\u9669\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AB limit\uff1a$65,000<\/li>\n\n\n\n<li>Liability limit\uff1a$150,000<\/li>\n\n\n\n<li>Collision deductible\uff1a$1,000<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u95ee\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u7ec8\u8d54\u4ed8\u7ed3\u6784\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">A. AB\uff1a50k\uff1bLiability\uff1a180k\uff1b\u8f66\uff1a20k<br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. AB\uff1a50k\uff1bLiability\uff1a150k\uff1b\u4f60\u4ed830k\uff1b\u8f66\uff1a19k<br><\/mark>C. \u5168\u90e8 AB<br>D. Liability \u5168\u8d54<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x2705; \u7b54\u6848 + \u5173\u952e\u903b\u8f91<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; C<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; Priority\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1&#xfe0f;&#x20e3; \u81ea\u5df1\uff0865k\uff09<br>2&#xfe0f;&#x20e3; \u914d\u5076<br>3&#xfe0f;&#x20e3; \u4e8b\u6545\u8f66<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u5269\u4f59\uff1a92k &#8211; 65k = 27k \u2192 \u8d70\u670b\u53cb\u8f66\uff08\u4e0d\u662f\u914d\u5076\uff01\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q2<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; A<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; <strong>AB \u6ca1\u6709 deductible\uff08\u8003\u8bd5\u5927\u5751\uff09<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q3<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u5df1\u4f24 \u2192 AB<\/li>\n\n\n\n<li>\u5bf9\u65b9\u4f24 \u2192 Liability\uff08\u53d7 limit \u9650\u5236\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; Priority\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u914d\u5076 \u2192 \u670b\u53cb\u8f66<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AB\uff1a20k<\/li>\n\n\n\n<li>DCPD\uff1a15k &#8211; 1k = 14k<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q6<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; A<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u5206\u5c42\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">65k + 50k + \u5269\u4f59 5k\uff08\u670b\u53cb\u8f66\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q7<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; Ontario\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5fc5\u987b\u5148\u8d70 AB\uff08no-fault\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Q8\uff08Boss\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; B<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5206\u4e09\u5c42\uff1a<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2460 \u81ea\u5df1\u4f24<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 AB = 50k<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2461 \u5bf9\u65b9\u4f24<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 Liability \u4e0a\u9650 150k<br>\u2192 \u5269\u4f59 30k \u81ea\u4ed8<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2462 \u81ea\u5df1\u8f66<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 Collision\uff1a20k &#8211; 1k = 19k<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x1f525; \u6700\u540e\u4e00\u5c42\u603b\u7ed3\uff08\u8003\u573a\u6551\u547d\uff09<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u56db\u6b65\u79d2\u6740\u6cd5\uff1a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">1&#xfe0f;&#x20e3; \u5148\u5224\u65ad\uff1a<strong>\u8c01\u8d54\uff08AB \/ Liability \/ DCPD\uff09<\/strong><br>2&#xfe0f;&#x20e3; \u518d\u770b\uff1a<strong>Priority\uff08\u8c01\u5148\uff09<\/strong><br>3&#xfe0f;&#x20e3; \u518d\u7b97\uff1a<strong>Limit\uff08\u5c01\u9876\uff09<\/strong><br>4&#xfe0f;&#x20e3; \u6700\u540e\uff1a<strong>Deductible\uff08\u6263\u94b1\uff09<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x1f4a5; \u7ec8\u6781\u4e00\u53e5\u8bdd<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; AB \u6c38\u8fdc\u5148<br>&#x1f449; Liability \u6709\u4e0a\u9650<br>&#x1f449; DCPD \u770b\u8d23\u4efb<br>&#x1f449; Deductible \u6700\u540e\u6263<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_21068\" class=\"pvc_stats all  \" data-element-id=\"21068\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Ontario Automobile Policy\uff08OAP 1\uff09\u662f RIBO \u8003\u8bd5\u7684\u7edd\u5bf9\u6838\u5fc3\u677f\u5757\u4e4b\u4e00\u3002\u4f60\u4e0d\u9700\u8981\u80cc\u5168\u6587\uff0c\u4f46\u5fc5\u987b\u641e\u6e05\u695a\u201c\u7ed3\u6784 + \u8c01\u8d54 + \u600e\u4e48\u8d54\u201d\u3002 \u6211\u5e2e\u4f60\u6574\u7406\u6210\u8003\u8bd5\u9ad8\u9891\u91cd\u70b9 + \u4e00\u773c\u8bb0\u4f4f\u7248&#x1f447; \u4e00\u3001\u4ec0\u4e48\u662f OAP 1\uff08\u5fc5\u8003\u57fa\u7840\uff09 Ontario Automobile Policy \u8fd9\u662f\u5b89\u7701\u6807\u51c6\u6c7d\u8f66\u4fdd\u9669\u5408\u540c\uff0c\u6240\u6709\u4e2a\u4eba\u8f66\u9669\u57fa\u672c\u90fd\u57fa\u4e8e\u5b83\u3002 \u4e8c\u3001OAP 1 \u4e94\u5927\u90e8\u5206\uff08\u8d85\u7ea7\u91cd\u8981\uff09 \u8003\u8bd5\u6700\u7231\u95ee\uff1a\u54ea\u4e00\u90e8\u5206\u8d54\u4ec0\u4e48 Part 1 \u2014 Liability Coverage\uff08\u7b2c\u4e09\u65b9\u8d23\u4efb\uff09 &#x1f449; \u4f60\u649e\u522b\u4eba \u2192 \u8d54\u522b\u4eba \u5305\u62ec\uff1a \u5173\u952e\u70b9\uff1a Part 2 \u2014 Accident Benefits\uff08AB\uff09\uff08\u8d85\u91cd\u70b9\uff09 &#x1f449; \u4e0d\u7ba1\u8c01\u7684\u9519 \u2192 \u5148\u8d54\u81ea\u5df1 \u5305\u62ec\uff1a \u6838\u5fc3\u539f\u5219\uff1a &#x2705; No-fault\uff08\u65e0\u8fc7\u9519\uff09 Part 3 \u2014 Direct Compensation &#8211; Property &hellip; <a href=\"http:\/\/johnhealth.ca\/?p=21068\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u4fdd\u9669\u77e5\u8bc6\uff1aOAP 1&#8221;<\/span><\/a><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_21068\" class=\"pvc_stats all  \" data-element-id=\"21068\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[155],"tags":[161,157,156],"class_list":["post-21068","post","type-post","status-publish","format-standard","hentry","category-155","tag-act","tag-ribo","tag-156"],"a3_pvc":{"activated":true,"total_views":1,"today_views":0},"_links":{"self":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21068","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21068"}],"version-history":[{"count":2,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21068\/revisions"}],"predecessor-version":[{"id":21242,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21068\/revisions\/21242"}],"wp:attachment":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21068"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}