{"id":21217,"date":"2026-07-15T03:07:09","date_gmt":"2026-07-15T03:07:09","guid":{"rendered":"http:\/\/johnhealth.ca\/?p=21217"},"modified":"2026-07-15T03:54:52","modified_gmt":"2026-07-15T03:54:52","slug":"%e4%bf%9d%e9%99%a9%e7%9f%a5%e8%af%86%ef%bc%9ado","status":"publish","type":"post","link":"http:\/\/johnhealth.ca\/?p=21217","title":{"rendered":"\u4fdd\u9669\u77e5\u8bc6\uff1aD&amp;O"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Directors &amp; Officers (D&amp;O) Insurance\uff08\u8463\u4e8b\u53ca\u9ad8\u7ea7\u7ba1\u7406\u4eba\u5458\u8d23\u4efb\u4fdd\u9669\uff09<\/strong> \u662f <strong>Commercial Insurance<\/strong> \u4e2d\u7684\u91cd\u8981\u9669\u79cd\uff0c\u4e5f\u662f RIBO Commercial \u90e8\u5206\u7ecf\u5e38\u51fa\u73b0\u7684\u8003\u70b9\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4ec0\u4e48\u662f D&amp;O\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">D&amp;O Insurance \u4fdd\u62a4\u7684\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u516c\u53f8\u7684\u8463\u4e8b\uff08Directors\uff09\u548c\u9ad8\u7ea7\u7ba1\u7406\u4eba\u5458\uff08Officers\uff09\u5728\u5c65\u884c\u7ba1\u7406\u804c\u8d23\u65f6\uff0c\u56e0\u9519\u8bef\u51b3\u7b56\u3001\u758f\u5ffd\u3001\u8fdd\u53cd\u53d7\u6258\u8d23\u4efb\u7b49\u88ab\u8d77\u8bc9\u6240\u4ea7\u751f\u7684\u6cd5\u5f8b\u8d23\u4efb\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b83\u4fdd\u62a4\u7684\u662f<strong>\u7ba1\u7406\u5c42\u4e2a\u4eba<\/strong>\uff0c\u800c\u4e0d\u662f\u516c\u53f8\u7684\u5efa\u7b51\u7269\u6216\u8bbe\u5907\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u8c01\u5c5e\u4e8e Directors &amp; Officers\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8463\u4e8b\uff08Board Directors\uff09<\/li>\n\n\n\n<li>CEO<\/li>\n\n\n\n<li>CFO<\/li>\n\n\n\n<li>COO<\/li>\n\n\n\n<li>President<\/li>\n\n\n\n<li>Vice President<\/li>\n\n\n\n<li>Corporate Secretary<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e9b\u4eba\u6bcf\u5929\u90fd\u5728\u505a\u7ecf\u8425\u51b3\u7b56\uff0c\u56e0\u6b64\u9762\u4e34\u88ab\u80a1\u4e1c\u3001\u5458\u5de5\u3001\u76d1\u7ba1\u673a\u6784\u6216\u7b2c\u4e09\u65b9\u8d77\u8bc9\u7684\u98ce\u9669\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">D&amp;O \u8d54\u4ec0\u4e48\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u5e38\u5305\u62ec\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u6cd5\u5f8b\u8fa9\u62a4\u8d39\u7528\uff08Legal Defence Costs\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u548c\u89e3\u91d1\u989d\uff08Settlement\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u6cd5\u9662\u5224\u51b3\u8d54\u507f\uff08Damages\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u89c1\u7d22\u8d54\u539f\u56e0<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Wrongful Management Decisions\uff08\u9519\u8bef\u7ba1\u7406\u51b3\u7b56\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u6279\u51c6\u4e86\u4e00\u9879\u9ad8\u98ce\u9669\u6295\u8d44\uff0c\u5bfc\u81f4\u516c\u53f8\u5de8\u989d\u4e8f\u635f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u8d77\u8bc9\u8463\u4e8b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; D&amp;O \u53ef\u63d0\u4f9b\u4fdd\u969c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. Breach of Fiduciary Duty\uff08\u8fdd\u53cd\u53d7\u6258\u8d23\u4efb\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u5fc5\u987b\u4ee5\u516c\u53f8\u6700\u4f73\u5229\u76ca\u884c\u4e8b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u628a\u516c\u53f8\u7684\u5546\u4e1a\u673a\u4f1a\u7559\u7ed9\u81ea\u5df1\u7684\u79c1\u4eba\u516c\u53f8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u8d77\u8bc9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; D&amp;O \u53ef\u80fd\u8d54\u507f\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. Misrepresentation\uff08\u865a\u5047\u9648\u8ff0\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u4e0a\u5e02\u65f6\u53d1\u5e03\u9519\u8bef\u8d22\u52a1\u4fe1\u606f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8d44\u8005\u4f9d\u636e\u8fd9\u4e9b\u4fe1\u606f\u4e70\u5165\u80a1\u7968\u540e\u906d\u53d7\u635f\u5931\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u88ab\u8d77\u8bc9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; D&amp;O \u901a\u5e38\u4f1a\u4ecb\u5165\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. Employment Practices Claims\uff08\u90e8\u5206\u4fdd\u5355\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5458\u5de5\u8d77\u8bc9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wrongful Dismissal\uff08\u975e\u6cd5\u89e3\u96c7\uff09<\/li>\n\n\n\n<li>Discrimination\uff08\u6b67\u89c6\uff09<\/li>\n\n\n\n<li>Harassment\uff08\u9a9a\u6270\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u4e9b D&amp;O \u4fdd\u5355\u4f1a\u6db5\u76d6\u8fd9\u4e9b\u98ce\u9669\uff0c\u4f46\u4e5f\u6709\u516c\u53f8\u4f1a\u8d2d\u4e70\u4e13\u95e8\u7684 Employment Practices Liability (EPL) Insurance\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">D&amp;O \u4e0d\u8d54\u4ec0\u4e48\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u5e38\u4e0d\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; Fraud\uff08\u6b3a\u8bc8\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u6545\u610f\u505a\u5047\u8d26\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; Criminal Acts\uff08\u72af\u7f6a\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5185\u5e55\u4ea4\u6613\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; Illegal Personal Profit\uff08\u975e\u6cd5\u83b7\u5229\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u5229\u7528\u804c\u52a1\u6536\u53d7\u8d3f\u8d42\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; Bodily Injury<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c5e\u4e8e CGL\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; Property Damage<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c5e\u4e8e CGL\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">D&amp;O \u4e0e E&amp;O \u7684\u533a\u522b\uff08RIBO \u9ad8\u9891\uff09<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>D&amp;O<\/th><th>E&amp;O<\/th><\/tr><\/thead><tbody><tr><td>\u4fdd\u969c\u8463\u4e8b\u3001\u9ad8\u7ba1<\/td><td>\u4fdd\u969c\u4e13\u4e1a\u4eba\u58eb<\/td><\/tr><tr><td>\u7ba1\u7406\u51b3\u7b56\u9519\u8bef<\/td><td>\u4e13\u4e1a\u670d\u52a1\u9519\u8bef<\/td><\/tr><tr><td>\u80a1\u4e1c\u8d77\u8bc9<\/td><td>\u5ba2\u6237\u8d77\u8bc9<\/td><\/tr><tr><td>\u516c\u53f8\u6cbb\u7406\u8d23\u4efb<\/td><td>\u4e13\u4e1a\u8d23\u4efb<\/td><\/tr><tr><td>Wrongful Management<\/td><td>Professional Negligence<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3e\u4f8b\u6bd4\u8f83<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">D&amp;O<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CEO \u51b3\u5b9a\u5173\u95ed\u4e00\u5bb6\u5de5\u5382\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bfc\u81f4\u80a1\u4e1c\u8ba4\u4e3a\u516c\u53f8\u4ef7\u503c\u53d7\u635f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u8d77\u8bc9\u8463\u4e8b\u4f1a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; D&amp;O<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">E&amp;O<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u7ecf\u7eaa\u5fd8\u8bb0\u8d2d\u4e70 Flood Coverage\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u53d1\u751f\u6c34\u707e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u8d77\u8bc9 Broker\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; E&amp;O<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">D&amp;O \u4e0e CGL \u7684\u533a\u522b<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>D&amp;O<\/th><th>CGL<\/th><\/tr><\/thead><tbody><tr><td>\u7ba1\u7406\u8d23\u4efb<\/td><td>\u610f\u5916\u4e8b\u6545\u8d23\u4efb<\/td><\/tr><tr><td>Financial Loss<\/td><td>Bodily Injury<\/td><\/tr><tr><td>Wrongful Decisions<\/td><td>Property Damage<\/td><\/tr><tr><td>Shareholder Lawsuit<\/td><td>Slip &amp; Fall<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u5e38\u89c1\u8003\u8bd5\u9898<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">\u9898\u76ee 1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A company&#8217;s board of directors is sued by shareholders after making a series of poor financial decisions that significantly reduced the company&#8217;s value.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which insurance is MOST likely to respond?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Commercial Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Commercial General Liability<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Directors &amp; Officers Liability<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Errors &amp; Omissions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aC<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\uff1a\u8fd9\u662f<strong>\u8463\u4e8b\u7ba1\u7406\u51b3\u7b56<\/strong>\u5bfc\u81f4\u7684\u8bc9\u8bbc\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u9898\u76ee 2<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An insurance broker fails to recommend Business Interruption Insurance to a client.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy would respond?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. D&amp;O<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. E&amp;O<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aC<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\uff1a\u5c5e\u4e8e<strong>\u4e13\u4e1a\u670d\u52a1\u758f\u5ffd<\/strong>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u9898\u76ee 3\uff08\u9677\u9631\u9898\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A director intentionally falsifies financial statements to deceive investors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement is correct?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Covered by D&amp;O<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Covered by E&amp;O<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Covered by Crime Insurance<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">D. Generally not covered because the act was intentional and fraudulent<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aD<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\uff1aD&amp;O \u4fdd\u969c\u7684\u662f\u7ba1\u7406\u4e2d\u7684<strong>\u9519\u8bef\u6216\u758f\u5ffd<\/strong>\uff0c\u901a\u5e38<strong>\u4e0d\u4fdd\u969c\u6545\u610f\u6b3a\u8bc8\u6216\u72af\u7f6a\u884c\u4e3a<\/strong>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u8003\u8bd5\u5feb\u901f\u533a\u5206\u53e3\u8bc0<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u9669\u79cd<\/th><th>\u8bb0\u5fc6\u5173\u952e\u8bcd<\/th><\/tr><\/thead><tbody><tr><td><strong>E&amp;O<\/strong><\/td><td><strong>Professional Advice\uff08\u4e13\u4e1a\u5efa\u8bae\uff09<\/strong><\/td><\/tr><tr><td><strong>D&amp;O<\/strong><\/td><td><strong>Management Decisions\uff08\u7ba1\u7406\u51b3\u7b56\uff09<\/strong><\/td><\/tr><tr><td><strong>CGL<\/strong><\/td><td><strong>Accidents\uff08\u610f\u5916\u4e8b\u6545\uff09<\/strong><\/td><\/tr><tr><td><strong>Crime Insurance<\/strong><\/td><td><strong>Employee Theft \/ Fraud\uff08\u5458\u5de5\u76d7\u7a83\u3001\u6b3a\u8bc8\uff09<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e00\u53e5\u8bdd\u8bb0\u5fc6<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>E&amp;O\uff1a\u4e13\u4e1a\u4eba\u58eb\u505a\u9519\u4e8b\uff08Advice\uff09<\/strong><\/li>\n\n\n\n<li><strong>D&amp;O\uff1a\u8463\u4e8b\u9ad8\u7ba1\u51b3\u7b56\u51fa\u95ee\u9898\uff08Management\uff09<\/strong><\/li>\n\n\n\n<li><strong>CGL\uff1a\u53d1\u751f\u610f\u5916\u5bfc\u81f4\u4eba\u8eab\u4f24\u5bb3\u6216\u8d22\u4ea7\u635f\u5931\uff08Accident\uff09<\/strong><\/li>\n\n\n\n<li><strong>Crime\uff1a\u5458\u5de5\u5077\u94b1\u3001\u4f2a\u9020\u652f\u7968\u3001\u632a\u7528\u8d44\u91d1\uff08Dishonesty\uff09<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">RIBO \u9ad8\u9891\u9677\u9631<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8003\u8bd5\u4e2d\u7ecf\u5e38\u4f1a\u7528\u4e0b\u9762\u56db\u79cd\u60c5\u666f\u8ba9\u4f60\u5224\u65ad\u9669\u79cd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5ba2\u6237\u544a\u4fdd\u9669\u7ecf\u7eaa<\/strong> \u2192 <strong>E&amp;O<\/strong><\/li>\n\n\n\n<li><strong>\u80a1\u4e1c\u544a\u8463\u4e8b\u6216 CEO<\/strong> \u2192 <strong>D&amp;O<\/strong><\/li>\n\n\n\n<li><strong>\u987e\u5ba2\u5728\u5e97\u91cc\u6ed1\u5012\u53d7\u4f24<\/strong> \u2192 <strong>CGL<\/strong><\/li>\n\n\n\n<li><strong>\u5458\u5de5\u76d7\u7a83\u516c\u53f8\u73b0\u91d1<\/strong> \u2192 <strong>Crime Insurance<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8003\u8bd5\u53e3\u8bc0\uff1a<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Advice \u2192 E&amp;O<\/strong><br><strong>Management \u2192 D&amp;O<\/strong><br><strong>Accident \u2192 CGL<\/strong><br><strong>Dishonesty \u2192 Crime<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e2a\u56db\u9669\u79cd\u7684\u6bd4\u8f83\u51e0\u4e4e\u662f Commercial Insurance \u7684\u5fc5\u8003\u5185\u5bb9\uff0c\u719f\u7ec3\u533a\u5206\u5b83\u4eec\u53ef\u4ee5\u5e2e\u52a9\u4f60\u5feb\u901f\u6392\u9664\u5e72\u6270\u9009\u9879\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e48\u8bf4 &#8211; \u5bf9\u516c\u53f8\u80a1\u4e1c\u6765\u8bf4\uff0c\u53ea\u8981\u4e70\u4e86\u8fd9\u4e2a\u4fdd\u9669\uff0c\u5c31\u662f\u7a33\u8d5a\u4e0d\u8d54\u7684\u4e86\u5417\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\u4e00\u4e2a\u5f88\u597d\u7684\u95ee\u9898\u3002<strong>\u7b54\u6848\u662f\u5426\u5b9a\u7684\u3002<\/strong> D&amp;O \u4fdd\u9669<strong>\u4e0d\u662f<\/strong>\u8ba9\u80a1\u4e1c\u201c\u7a33\u8d5a\u4e0d\u8d54\u201d\u7684\u4fdd\u9669\uff0c\u5b83\u4fdd\u969c\u7684\u662f<strong>\u8463\u4e8b\u548c\u9ad8\u7ba1\u7684\u6cd5\u5f8b\u8d23\u4efb<\/strong>\uff0c\u800c\u4e0d\u662f\u6295\u8d44\u672c\u8eab\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u6765\u770b\u51e0\u4e2a\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u60c5\u51b5\u4e00\uff1a\u516c\u53f8\u7ecf\u8425\u4e0d\u5584\uff0c\u80a1\u4ef7\u4e0b\u8dcc\uff08\u901a\u5e38\u4e0d\u8d54\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u53f8\u63a8\u51fa\u65b0\u4ea7\u54c1\u5931\u8d25<\/li>\n\n\n\n<li>\u5e02\u573a\u7ade\u4e89\u52a0\u5267<\/li>\n\n\n\n<li>\u7ecf\u6d4e\u8870\u9000<\/li>\n\n\n\n<li>\u5229\u7387\u4e0a\u5347<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4ef7\u4ece $100 \u8dcc\u5230 $20\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u4e8f\u4e86\u94b1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; <strong>D&amp;O \u4e0d\u4f1a\u8d54\u80a1\u4e1c\u7684\u6295\u8d44\u635f\u5931\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8d44\u672c\u6765\u5c31\u6709\u98ce\u9669\uff0c\u5e76\u4e0d\u662f\u8463\u4e8b\u4e00\u5b9a\u505a\u9519\u4e86\u4e8b\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u60c5\u51b5\u4e8c\uff1a\u8463\u4e8b\u8fdd\u53cd\u804c\u8d23\uff0c\u80a1\u4e1c\u8d77\u8bc9\uff08\u53ef\u80fd\u8d54\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u660e\u77e5\u516c\u53f8\u5df2\u7ecf\u4e25\u91cd\u4e8f\u635f\uff0c\u5374\u4ecd\u5411\u6295\u8d44\u8005\u5ba3\u79f0\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#8220;\u516c\u53f8\u7ecf\u8425\u72b6\u51b5\u975e\u5e38\u597d\u3002&#8221;<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u56e0\u6b64\u7ee7\u7eed\u4e70\u80a1\u7968\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u540e\u6765\u771f\u76f8\u66dd\u5149\uff0c\u80a1\u4ef7\u66b4\u8dcc\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u8d77\u8bc9\u8463\u4e8b\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#8220;\u4f60\u8bef\u5bfc\u4e86\u6211\u4eec\uff08Misrepresentation\uff09\u3002&#8221;<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u65f6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>D&amp;O \u4fdd\u9669\u901a\u5e38\u4f1a\u652f\u4ed8\u8463\u4e8b\u7684\u8fa9\u62a4\u8d39\u7528\u3002<\/li>\n\n\n\n<li>\u5982\u679c\u8463\u4e8b\u4f9d\u6cd5\u9700\u8981\u627f\u62c5\u8d54\u507f\u8d23\u4efb\uff0c\u4fdd\u5355\u4e5f\u53ef\u80fd\u652f\u4ed8\u8d54\u507f\uff08\u53d7\u4fdd\u5355\u6761\u6b3e\u3001\u9664\u5916\u8d23\u4efb\u548c\u9002\u7528\u6cd5\u5f8b\u5f71\u54cd\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6ce8\u610f\uff1a\u8d54\u507f\u7684\u5bf9\u8c61\u53ef\u80fd\u662f\u539f\u544a\u80a1\u4e1c\uff0c\u4f46\u4fdd\u9669\u4fdd\u969c\u7684\u662f\u8463\u4e8b\u7684\u6cd5\u5f8b\u8d23\u4efb\uff0c\u800c\u4e0d\u662f\u4fdd\u8bc1\u80a1\u4e1c\u8d5a\u94b1\u3002<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u60c5\u51b5\u4e09\uff1a\u8463\u4e8b\u6545\u610f\u6b3a\u8bc8\uff08\u901a\u5e38\u4e0d\u8d54\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CEO \u4f2a\u9020\u8d22\u52a1\u62a5\u8868\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6545\u610f\u9690\u85cf\u503a\u52a1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9a97\u6295\u8d44\u4eba\u7ee7\u7eed\u6295\u8d44\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u540e\u6765\u88ab\u53d1\u73b0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u8d77\u8bc9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; <strong>D&amp;O \u4e00\u822c\u4e0d\u4f1a\u8d54\u6545\u610f\u6b3a\u8bc8\u6216\u975e\u6cd5\u83b7\u5229\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a D&amp;O \u4fdd\u5355\u90fd\u4f1a\u6392\u9664\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fraud\uff08\u6b3a\u8bc8\uff09<\/li>\n\n\n\n<li>Criminal Acts\uff08\u72af\u7f6a\uff09<\/li>\n\n\n\n<li>Illegal Personal Profit\uff08\u975e\u6cd5\u83b7\u5229\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u516c\u53f8\u8fd8\u8981\u4e70 D&amp;O\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u8463\u4e8b\u6bcf\u5929\u90fd\u5728\u505a\u91cd\u5927\u51b3\u7b56\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6536\u8d2d\u53e6\u4e00\u5bb6\u516c\u53f8<\/li>\n\n\n\n<li>\u88c1\u5458<\/li>\n\n\n\n<li>\u878d\u8d44<\/li>\n\n\n\n<li>\u4e0a\u5e02<\/li>\n\n\n\n<li>\u5e76\u8d2d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\u4f7f\u4ed6\u4eec\u5df2\u7ecf\u5c3d\u5230\u4e86\u5408\u7406\u6ce8\u610f\u4e49\u52a1\uff0c\u4e5f\u53ef\u80fd\u56e0\u4e3a\u51b3\u7b56\u7ed3\u679c\u4e0d\u597d\u800c\u88ab\u8d77\u8bc9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6ca1\u6709 D&amp;O\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8463\u4e8b\u53ef\u80fd\u8981\u81ea\u5df1\u652f\u4ed8\u5f8b\u5e08\u8d39\u3002<\/li>\n\n\n\n<li>\u5373\u4f7f\u6700\u540e\u80dc\u8bc9\uff0c\u8fa9\u62a4\u6210\u672c\u4e5f\u53ef\u80fd\u975e\u5e38\u9ad8\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\uff0cD&amp;O \u7684\u6838\u5fc3\u4f5c\u7528\u662f<strong>\u4fdd\u62a4\u7ba1\u7406\u5c42\u514d\u53d7\u7b26\u5408\u4fdd\u5355\u4fdd\u969c\u8303\u56f4\u7684\u7d22\u8d54\u5e26\u6765\u7684\u8d22\u52a1\u98ce\u9669<\/strong>\uff0c\u4e5f\u6709\u52a9\u4e8e\u516c\u53f8\u5438\u5f15\u548c\u7559\u4f4f\u613f\u610f\u62c5\u4efb\u8463\u4e8b\u3001\u9ad8\u7ba1\u7684\u4eba\u624d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">RIBO \u8003\u8bd5\u53ef\u4ee5\u8fd9\u6837\u7406\u89e3<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u9898\u76ee\u4f1a\u8003\u4e0b\u9762\u7684\u533a\u522b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u80a1\u4ef7\u56e0\u4e3a\u5e02\u573a\u539f\u56e0\u4e0b\u8dcc<\/strong> \u2192 &#x274c; D&amp;O \u4e0d\u8d54<\/li>\n\n\n\n<li><strong>\u8463\u4e8b\u56e0\u758f\u5ffd\u3001\u9519\u8bef\u7ba1\u7406\u3001\u8fdd\u53cd\u53d7\u6258\u8d23\u4efb\u800c\u88ab\u8d77\u8bc9<\/strong> \u2192 &#x2705; D&amp;O \u53ef\u80fd\u8d54<\/li>\n\n\n\n<li><strong>\u8463\u4e8b\u6545\u610f\u6b3a\u8bc8\u6216\u72af\u7f6a<\/strong> \u2192 &#x274c; D&amp;O \u4e00\u822c\u4e0d\u8d54<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e00\u53e5\u8bdd\u8bb0\u5fc6<\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>D&amp;O \u4fdd\u7684\u662f\u8463\u4e8b\u548c\u9ad8\u7ba1\u7684\u201c\u6cd5\u5f8b\u8d23\u4efb\u201d\uff0c\u4e0d\u662f\u80a1\u4e1c\u7684\u201c\u6295\u8d44\u6536\u76ca\u201d\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f RIBO \u5f88\u559c\u6b22\u8003\u7684\u6982\u5ff5\uff1a<strong>D&amp;O \u662f Liability Insurance\uff08\u8d23\u4efb\u4fdd\u9669\uff09\uff0c\u4e0d\u662f Investment Insurance\uff08\u6295\u8d44\u4fdd\u9669\uff09\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\u7136 \u8463\u4e8b\u7ba1\u7406\u51b3\u7b56\u9519\u8bef\uff0c\u5bfc\u81f4\u516c\u53f8\u635f\u5931\u3002\u80a1\u4e1c\u8d77\u8bc9 \u53c8\u5f97\u4e0d\u5230\u8d54\u507f\uff0c\u90a3\u8fd8\u6709\u4ec0\u4e48\u610f\u4e49 \u8d77\u8bc9\u5462\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\u4e00\u4e2a\u975e\u5e38\u6709\u6df1\u5ea6\u7684\u95ee\u9898\uff0c\u4e5f\u662f\u5f88\u591a\u4eba\u7b2c\u4e00\u6b21\u63a5\u89e6 D&amp;O \u65f6\u90fd\u4f1a\u7591\u60d1\u7684\u5730\u65b9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5173\u952e\u5728\u4e8e\uff1a<strong>\u80a1\u4e1c\u5e76\u4e0d\u662f\u56e0\u4e3a\u201c\u516c\u53f8\u4e8f\u94b1\u201d\u5c31\u80fd\u8d77\u8bc9\u8463\u4e8b\uff0c\u800c\u662f\u56e0\u4e3a\u8463\u4e8b\u8fdd\u53cd\u4e86\u6cd5\u5f8b\u4e49\u52a1\uff08Legal Duty\uff09\u624d\u53ef\u4ee5\u8d77\u8bc9\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6362\u53e5\u8bdd\u8bf4\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u7ecf\u8425\u5931\u8d25 \u2260 \u8463\u4e8b\u6709\u6cd5\u5f8b\u8d23\u4efb<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5148\u4e3e\u4e24\u4e2a\u4f8b\u5b50<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u60c5\u51b5 A\uff1a\u6b63\u5e38\u5546\u4e1a\u5931\u8d25\uff08\u4e0d\u80fd\u8f7b\u6613\u83b7\u8d54\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u4f1a\u51b3\u5b9a\u6295\u8d44 AI\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u5165 5 \u4ebf\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7ed3\u679c\u5e02\u573a\u53d8\u5316\uff0c\u9879\u76ee\u5931\u8d25\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u4e8f\u4e86\u5f88\u591a\u94b1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u635f\u5931\u60e8\u91cd\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u8d77\u8bc9\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#8220;\u4f60\u4eec\u6295\u8d44\u5931\u8d25\u4e86\u3002&#8221;<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6cd5\u9662\u901a\u5e38\u4f1a\u95ee\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u8463\u4e8b\u5f53\u65f6\u6709\u6ca1\u6709\u5408\u7406\u8c03\u67e5\uff1f\u6709\u6ca1\u6709\u8ba4\u771f\u5206\u6790\uff1f\u6709\u6ca1\u6709\u5584\u610f\u5730\u4e3a\u4e86\u516c\u53f8\u5229\u76ca\u4f5c\u51b3\u5b9a\uff1f<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u7b54\u6848\u90fd\u662f <strong>Yes<\/strong>\uff0c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\u4f7f\u6700\u540e\u4e8f\u4e86\u94b1\uff0c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u901a\u5e38<strong>\u4e0d\u7528\u627f\u62c5\u6cd5\u5f8b\u8d23\u4efb<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u5c31\u662f\u516c\u53f8\u6cd5\u4e2d\u7684 <strong>Business Judgment Rule\uff08\u5546\u4e1a\u5224\u65ad\u539f\u5219\uff09<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6cd5\u9662\u4e00\u822c\u4e0d\u4f1a\u56e0\u4e3a&#8221;\u4e8b\u540e\u8bc1\u660e\u51b3\u7b56\u9519\u4e86&#8221;\u5c31\u8ffd\u7a76\u8463\u4e8b\u8d23\u4efb\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u60c5\u51b5 B\uff1a\u8463\u4e8b\u8fdd\u6cd5\u4e86\uff08\u53ef\u80fd\u83b7\u8d54\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CEO \u660e\u77e5\u9053\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u5df2\u7ecf\u8d44\u4e0d\u62b5\u503a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5374\u53d1\u5e03\u516c\u544a\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#8220;\u4eca\u5e74\u5229\u6da6\u521b\u65b0\u9ad8\u3002&#8221;<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u6295\u8d44\u4eba\u56e0\u6b64\u7ee7\u7eed\u4e70\u80a1\u7968\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u540e\u6765\u516c\u53f8\u5012\u95ed\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u8d77\u8bc9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u91cc\u95ee\u9898\u4e0d\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u5012\u95ed\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u800c\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u8463\u4e8b\u6b3a\u9a97\u4e86\u6295\u8d44\u4eba\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u6cd5\u9662\u8ba4\u5b9a\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u8fdd\u53cd\u4e86\u804c\u8d23\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u90a3\u4e48\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u53ef\u80fd\u9700\u8981\u8d54\u507f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D&amp;O\uff08\u5982\u679c\u6ca1\u6709\u6b3a\u8bc8\u9664\u5916\u7b49\u95ee\u9898\uff09\u53ef\u4ee5\u627f\u62c5\u7b26\u5408\u4fdd\u969c\u8303\u56f4\u7684\u8d54\u507f\u8d23\u4efb\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u80a1\u4e1c\u8fd8\u4f1a\u8d77\u8bc9\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u5f88\u591a\u6848\u4ef6\u4e2d\uff0c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\u8ba4\u4e3a\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u662f\u5e02\u573a\u4e0d\u597d\uff0c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u800c\u662f\u8463\u4e8b\u6ca1\u6709\u5c3d\u5230\u81ea\u5df1\u7684\u804c\u8d23\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2460 \u6ca1\u6709\u5c3d\u5230 Duty of Care\uff08\u6ce8\u610f\u4e49\u52a1\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u8fde\u8d22\u52a1\u62a5\u8868\u90fd\u6ca1\u770b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c31\u6279\u51c6\u4e86\u51e0\u5341\u4ebf\u6295\u8d44\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u4f60\u8fde\u57fa\u672c\u8c03\u67e5\u90fd\u6ca1\u505a\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2461 Breach of Fiduciary Duty\uff08\u8fdd\u53cd\u53d7\u6258\u4e49\u52a1\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u628a\u516c\u53f8\u7684\u8d5a\u94b1\u673a\u4f1a\uff0c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5077\u5077\u7ed9\u4e86\u81ea\u5df1\u7684\u53e6\u4e00\u5bb6\u516c\u53f8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u635f\u5931\u5de8\u5927\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u4f60\u5229\u7528\u804c\u4f4d\u4e3a\u81ea\u5df1\u8d5a\u94b1\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2462 \u5229\u76ca\u51b2\u7a81\uff08Conflict of Interest\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u6279\u51c6\u516c\u53f8\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9ad8\u4ef7\u8d2d\u4e70\u81ea\u5df1\u4eb2\u621a\u516c\u53f8\u7684\u4ea7\u54c1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u4f60\u4e0d\u662f\u4e3a\u4e86\u516c\u53f8\u5229\u76ca\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2463 Disclosure Failure\uff08\u4fe1\u606f\u62ab\u9732\u8fdd\u6cd5\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0a\u5e02\u516c\u53f8\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9690\u7792\u91cd\u5927\u4e8f\u635f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d22\u62a5\u9020\u5047\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4e1c\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u56e0\u4e3a\u4f60\u7684\u9519\u8bef\u4fe1\u606f\u4e70\u4e86\u80a1\u7968\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">D&amp;O \u4e3a\u4ec0\u4e48\u91cd\u8981\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u8bbe\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u6ca1\u6709\u8fdd\u6cd5\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f46\u662f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1000 \u540d\u80a1\u4e1c\u8054\u5408\u8d77\u8bc9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8b\u5e08\u8d39\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">300 \u4e07\u7f8e\u5143\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u540e\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6cd5\u9662\u5224\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u6ca1\u6709\u8d23\u4efb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u6ca1\u6709 D&amp;O\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u81ea\u5df1\u638f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">300 \u4e07\u5f8b\u5e08\u8d39\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u6709 D&amp;O\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u901a\u5e38\u627f\u62c5\u7b26\u5408\u4fdd\u5355\u7ea6\u5b9a\u7684\u8fa9\u62a4\u8d39\u7528\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\uff0c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5f88\u591a D&amp;O \u7406\u8d54\uff0c\u5176\u5b9e\u6700\u5927\u7684\u652f\u51fa\u4e0d\u662f\u8d54\u507f\uff0c\u800c\u662f\u5f8b\u5e08\u8d39\uff08Defense Costs\uff09\u3002<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e00\u4e2a\u73b0\u5b9e\u4f8b\u5b50<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u4e0a\u5e02\u516c\u53f8\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u4ef7\u8dcc\u4e86 40%\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9a6c\u4e0a\u5c31\u4f1a\u6709\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Securities Class Action\uff08\u8bc1\u5238\u96c6\u4f53\u8bc9\u8bbc\uff09\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u544a\u5f8b\u5e08\u4f1a\u8c03\u67e5\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6709\u6ca1\u6709\u8bef\u5bfc\u6295\u8d44\u4eba\uff1f<\/li>\n\n\n\n<li>\u6709\u6ca1\u6709\u9690\u85cf\u98ce\u9669\uff1f<\/li>\n\n\n\n<li>\u6709\u6ca1\u6709\u5185\u5e55\u4ea4\u6613\uff1f<\/li>\n\n\n\n<li>\u6709\u6ca1\u6709\u865a\u5047\u8d22\u62a5\uff1f<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u6700\u540e\u53d1\u73b0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6ca1\u6709\u8fdd\u6cd5\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8463\u4e8b\u4e0d\u7528\u8d54\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f46\u662f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8b\u5e08\u5df2\u7ecf\u6253\u4e86\u4e24\u4e09\u5e74\u5b98\u53f8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D&amp;O \u5c31\u53d1\u6325\u4f5c\u7528\u4e86\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u8003\u8bd5\u4e0d\u7528\u5b66\u8fd9\u4e48\u6df1\uff0c\u4f46\u8bb0\u4f4f\u4e00\u53e5\u8bdd<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u80a1\u4e1c\u4e0d\u662f\u56e0\u4e3a&#8221;\u4e8f\u94b1&#8221;\u8d77\u8bc9\u8463\u4e8b\uff0c\u800c\u662f\u56e0\u4e3a\u8ba4\u4e3a\u8463\u4e8b&#8221;\u8fdd\u53cd\u4e86\u7ba1\u7406\u804c\u8d23&#8221;\u800c\u8d77\u8bc9\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7ecf\u8425\u5931\u8d25<\/strong> \u2192 \u4e0d\u4e00\u5b9a\u6709\u8d23\u4efb\u3002<\/li>\n\n\n\n<li><strong>\u8fdd\u53cd\u6ce8\u610f\u4e49\u52a1\u3001\u53d7\u6258\u4e49\u52a1\u6216\u62ab\u9732\u4e49\u52a1\u7b49\u6cd5\u5f8b\u8d23\u4efb<\/strong> \u2192 \u53ef\u80fd\u627f\u62c5\u8d54\u507f\u8d23\u4efb\uff0cD&amp;O \u4fdd\u9669\u4e5f\u53ef\u80fd\u63d0\u4f9b\u4fdd\u969c\uff08\u5177\u4f53\u53d6\u51b3\u4e8e\u4fdd\u5355\u6761\u6b3e\u53ca\u662f\u5426\u5b58\u5728\u6b3a\u8bc8\u7b49\u9664\u5916\u8d23\u4efb\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\uff0c<strong>D&amp;O \u7684\u4ef7\u503c\u5e76\u4e0d\u662f\u4fdd\u8bc1\u6295\u8d44\u6210\u529f\uff0c\u800c\u662f\u5728\u8463\u4e8b\u4f9d\u6cd5\u5c65\u804c\u5374\u4ecd\u906d\u5230\u7d22\u8d54\uff0c\u6216\u56e0\u6d89\u5acc\u8fdd\u53cd\u7ba1\u7406\u804c\u8d23\u800c\u9700\u8981\u5e94\u8bc9\u65f6\uff0c\u5e2e\u52a9\u627f\u62c5\u9ad8\u6602\u7684\u6cd5\u5f8b\u98ce\u9669\u548c\u7b26\u5408\u4fdd\u969c\u8303\u56f4\u7684\u8d54\u507f\u8d23\u4efb\u3002<\/strong> \u8fd9\u4e5f\u662f\u4e3a\u4ec0\u4e48\u51e0\u4e4e\u6240\u6709\u5927\u578b\u516c\u53f8\u3001\u975e\u8425\u5229\u7ec4\u7ec7\u751a\u81f3\u5f88\u591a\u4e2d\u5c0f\u4f01\u4e1a\u90fd\u4f1a\u8d2d\u4e70 D&amp;O \u4fdd\u9669\u3002<\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_21217\" class=\"pvc_stats all  \" data-element-id=\"21217\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Directors &amp; Officers (D&amp;O) Insurance\uff08\u8463\u4e8b\u53ca\u9ad8\u7ea7\u7ba1\u7406\u4eba\u5458\u8d23\u4efb\u4fdd\u9669\uff09 \u662f Commercial Insurance \u4e2d\u7684\u91cd\u8981\u9669\u79cd\uff0c\u4e5f\u662f RIBO Commercial \u90e8\u5206\u7ecf\u5e38\u51fa\u73b0\u7684\u8003\u70b9\u3002 \u4ec0\u4e48\u662f D&amp;O\uff1f D&amp;O Insurance \u4fdd\u62a4\u7684\u662f\uff1a \u516c\u53f8\u7684\u8463\u4e8b\uff08Directors\uff09\u548c\u9ad8\u7ea7\u7ba1\u7406\u4eba\u5458\uff08Officers\uff09\u5728\u5c65\u884c\u7ba1\u7406\u804c\u8d23\u65f6\uff0c\u56e0\u9519\u8bef\u51b3\u7b56\u3001\u758f\u5ffd\u3001\u8fdd\u53cd\u53d7\u6258\u8d23\u4efb\u7b49\u88ab\u8d77\u8bc9\u6240\u4ea7\u751f\u7684\u6cd5\u5f8b\u8d23\u4efb\u3002 \u5b83\u4fdd\u62a4\u7684\u662f\u7ba1\u7406\u5c42\u4e2a\u4eba\uff0c\u800c\u4e0d\u662f\u516c\u53f8\u7684\u5efa\u7b51\u7269\u6216\u8bbe\u5907\u3002 \u8c01\u5c5e\u4e8e Directors &amp; Officers\uff1f \u4f8b\u5982\uff1a \u8fd9\u4e9b\u4eba\u6bcf\u5929\u90fd\u5728\u505a\u7ecf\u8425\u51b3\u7b56\uff0c\u56e0\u6b64\u9762\u4e34\u88ab\u80a1\u4e1c\u3001\u5458\u5de5\u3001\u76d1\u7ba1\u673a\u6784\u6216\u7b2c\u4e09\u65b9\u8d77\u8bc9\u7684\u98ce\u9669\u3002 D&amp;O \u8d54\u4ec0\u4e48\uff1f \u901a\u5e38\u5305\u62ec\uff1a &#x2705; \u6cd5\u5f8b\u8fa9\u62a4\u8d39\u7528\uff08Legal Defence Costs\uff09 &#x2705; \u548c\u89e3\u91d1\u989d\uff08Settlement\uff09 &#x2705; \u6cd5\u9662\u5224\u51b3\u8d54\u507f\uff08Damages\uff09 \u5e38\u89c1\u7d22\u8d54\u539f\u56e0 1. Wrongful Management Decisions\uff08\u9519\u8bef\u7ba1\u7406\u51b3\u7b56\uff09 \u4f8b\u5982\uff1a \u8463\u4e8b\u6279\u51c6\u4e86\u4e00\u9879\u9ad8\u98ce\u9669\u6295\u8d44\uff0c\u5bfc\u81f4\u516c\u53f8\u5de8\u989d\u4e8f\u635f\u3002 \u80a1\u4e1c\u8d77\u8bc9\u8463\u4e8b\u3002 &#x1f449; D&amp;O \u53ef\u63d0\u4f9b\u4fdd\u969c\u3002 2. Breach of Fiduciary Duty\uff08\u8fdd\u53cd\u53d7\u6258\u8d23\u4efb\uff09 \u8463\u4e8b\u5fc5\u987b\u4ee5\u516c\u53f8\u6700\u4f73\u5229\u76ca\u884c\u4e8b\u3002 \u4f8b\u5982\uff1a \u8463\u4e8b\u628a\u516c\u53f8\u7684\u5546\u4e1a\u673a\u4f1a\u7559\u7ed9\u81ea\u5df1\u7684\u79c1\u4eba\u516c\u53f8\u3002 &hellip; <a href=\"http:\/\/johnhealth.ca\/?p=21217\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u4fdd\u9669\u77e5\u8bc6\uff1aD&amp;O&#8221;<\/span><\/a><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_21217\" class=\"pvc_stats all  \" data-element-id=\"21217\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[155],"tags":[195,157,156],"class_list":["post-21217","post","type-post","status-publish","format-standard","hentry","category-155","tag-do","tag-ribo","tag-156"],"a3_pvc":{"activated":true,"total_views":1,"today_views":0},"_links":{"self":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21217","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21217"}],"version-history":[{"count":2,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21217\/revisions"}],"predecessor-version":[{"id":21226,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21217\/revisions\/21226"}],"wp:attachment":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21217"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}