{"id":21227,"date":"2026-07-15T04:02:46","date_gmt":"2026-07-15T04:02:46","guid":{"rendered":"http:\/\/johnhealth.ca\/?p=21227"},"modified":"2026-07-15T04:02:46","modified_gmt":"2026-07-15T04:02:46","slug":"%e4%bf%9d%e9%99%a9%e7%9f%a5%e8%af%86%ef%bc%9acrime-insurance","status":"publish","type":"post","link":"http:\/\/johnhealth.ca\/?p=21227","title":{"rendered":"\u4fdd\u9669\u77e5\u8bc6\uff1aCrime Insurance"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Crime Insurance\uff08\u72af\u7f6a\u4fdd\u9669\uff09<\/strong> \u662f Commercial Insurance \u4e2d\u4e00\u4e2a\u975e\u5e38\u91cd\u8981\u7684\u9669\u79cd\uff0c\u4e5f\u662f <strong>RIBO Commercial Insurance \u9ad8\u9891\u8003\u70b9<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b83\u4e0e <strong>CGL\u3001E&amp;O\u3001D&amp;O\u3001EPLI<\/strong> \u7ecf\u5e38\u653e\u5728\u4e00\u8d77\u8003\uff0c\u6240\u4ee5\u4e00\u5b9a\u8981\u4f1a\u533a\u5206\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4ec0\u4e48\u662f Crime Insurance\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Crime Insurance \u4fdd\u969c\u7684\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u516c\u53f8\u56e0\u72af\u7f6a\u884c\u4e3a\uff08Crime\uff09\u9020\u6210\u7684\u91d1\u94b1\u3001\u8bc1\u5238\u6216\u8d22\u4ea7\u635f\u5931\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u5e38\u89c1\u7684\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u5458\u5de5\u5077\u516c\u53f8\u94b1\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u53ef\u4ee5\u7b80\u5355\u8bb0\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Crime Insurance = Dishonesty\uff08\u4e0d\u8bda\u5b9e\u884c\u4e3a\uff09<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Crime Insurance \u4fdd\u4ec0\u4e48\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u5e38\u89c1\u4fdd\u969c\u5305\u62ec\uff1a<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Employee Dishonesty\uff08\u5458\u5de5\u76d7\u7a83\uff09&#x2b50;&#x2b50;&#x2b50;&#x2b50;&#x2b50;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">RIBO \u6700\u7231\u8003\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1a\u8ba1\u5077\u5077\u628a\u516c\u53f8\u94b1\u8f6c\u5230\u81ea\u5df1\u7684\u8d26\u6237\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u51e0\u5e74\u4e0b\u6765\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5077\u4e86 $300,000\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; Crime Insurance \u53ef\u8d54\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. Theft of Money\uff08\u73b0\u91d1\u76d7\u7a83\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u665a\u4e0a\u6709\u4eba\u95ef\u8fdb\u529e\u516c\u5ba4\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u67dc\u91cc\u7684\u73b0\u91d1\u88ab\u5077\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u53ef\u8d54\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. Robbery\uff08\u62a2\u52ab\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9001\u73b0\u91d1\u53bb\u94f6\u884c\u9014\u4e2d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u88ab\u6301\u67aa\u62a2\u52ab\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u53ef\u8d54\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. Burglary\uff08\u5165\u5ba4\u76d7\u7a83\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u665a\u4e0a\u6709\u4eba\u64ac\u5f00\u95e8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5077\u8d70\u73b0\u91d1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u53ef\u8d54\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Forgery\uff08\u4f2a\u9020\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5458\u5de5\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f2a\u9020\u8001\u677f\u7b7e\u540d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f00\u652f\u7968\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9a97\u8d70\u516c\u53f8\u8d44\u91d1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; \u53ef\u8d54\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Computer Fraud\uff08\u7535\u8111\u8bc8\u9a97\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u4ee3 Crime Policy \u5e38\u89c1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9ed1\u5ba2\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u5192\u4f9b\u5e94\u5546\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9a97\u516c\u53f8\u6c47\u6b3e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7b26\u5408\u4fdd\u5355\u6761\u4ef6\u65f6\uff0c\u53ef\u80fd\u83b7\u5f97\u4fdd\u969c\uff08\u5177\u4f53\u53d6\u51b3\u4e8e\u4fdd\u5355\u63aa\u8f9e\uff09\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. Funds Transfer Fraud\uff08\u8d44\u91d1\u8f6c\u8d26\u8bc8\u9a97\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9a97\u5b50\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53d1 Email\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#8220;\u8bf7\u628a\u94b1\u6c47\u5230\u65b0\u7684\u94f6\u884c\u8d26\u6237\u3002&#8221;<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5458\u5de5\u7167\u505a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u94b1\u88ab\u9a97\u8d70\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u90e8\u5206 Crime \u4fdd\u5355\u63d0\u4f9b\u6b64\u4fdd\u969c\uff0c\u4f46\u4e0d\u540c\u4fdd\u5355\u5dee\u5f02\u8f83\u5927\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Crime Insurance \u4e0d\u8d54\u4ec0\u4e48\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u5e38\u4e0d\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; \u6b63\u5e38\u7ecf\u8425\u4e8f\u635f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u751f\u610f\u4e0d\u597d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; \u5e02\u573a\u6295\u8d44\u4e8f\u635f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u80a1\u7968\u8dcc\u4e86\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; \u706b\u707e<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c5e\u4e8e Property Insurance\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; \u987e\u5ba2\u6ed1\u5012<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c5e\u4e8e CGL\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; \u4e13\u4e1a\u5efa\u8bae\u9519\u8bef<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c5e\u4e8e E&amp;O\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; Wrongful Dismissal<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c5e\u4e8e EPLI\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Crime vs Fidelity Bond<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u6559\u6750\u4f1a\u4e00\u8d77\u8bb2\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5176\u5b9e\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u524d\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Employee Dishonesty<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53eb\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Fidelity Bond<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u5728\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u5e38\u90fd\u653e\u8fdb\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Crime Insurance<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">RIBO \u5e38\u8ba4\u4e3a\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Employee Dishonesty \u662f Crime Insurance \u7684\u4e00\u9879\u4fdd\u969c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Crime vs CGL<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Crime<\/th><th>CGL<\/th><\/tr><\/thead><tbody><tr><td>Theft<\/td><td>Slip &amp; Fall<\/td><\/tr><tr><td>Employee Theft<\/td><td>Bodily Injury<\/td><\/tr><tr><td>Fraud<\/td><td>Property Damage<\/td><\/tr><tr><td>Forgery<\/td><td>Personal Injury<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Crime vs E&amp;O<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Crime<\/th><th>E&amp;O<\/th><\/tr><\/thead><tbody><tr><td>Employee steals money<\/td><td>Broker gives wrong advice<\/td><\/tr><tr><td>Fraud<\/td><td>Negligence<\/td><\/tr><tr><td>Theft<\/td><td>Omission<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Crime vs D&amp;O<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Crime<\/th><th>D&amp;O<\/th><\/tr><\/thead><tbody><tr><td>Employee steals<\/td><td>Directors sued<\/td><\/tr><tr><td>Forgery<\/td><td>Wrongful Management<\/td><\/tr><tr><td>Robbery<\/td><td>Fiduciary Duty<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Crime vs Property Insurance<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u5b66\u751f\u4f1a\u6df7\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u4eba\u653e\u706b\u70e7\u4ed3\u5e93\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; <strong>Property Insurance<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u4eba\u5077\u4ed3\u5e93\u73b0\u91d1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; <strong>Crime Insurance<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u9ad8\u9891\u4f8b\u9898<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f8b\u9898 1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An employee secretly transfers company funds into her own bank account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy responds?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. E&amp;O<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aC<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5458\u5de5\u76d7\u7a83\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f8b\u9898 2<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A broker forgets to add Flood Coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. E&amp;O<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. D&amp;O<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aB<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e13\u4e1a\u9519\u8bef\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f8b\u9898 3<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A customer slips on ice outside a store.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. EPLI<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. D&amp;O<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aC<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u4f17\u8d23\u4efb\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f8b\u9898 4\uff08\u9677\u9631\u9898\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The company loses $2 million because it made a poor investment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy responds?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. D&amp;O<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. None of the above<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aD<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8d44\u4e8f\u635f\u4e0d\u662f\u72af\u7f6a\uff0c\u4e5f\u4e0d\u662f Property \u635f\u5931\uff1b\u4ec5\u4ec5\u56e0\u4e3a\u6295\u8d44\u5931\u8d25\uff0cD&amp;O \u4e5f\u4e0d\u4f1a\u8d54\u507f\u516c\u53f8\u7684\u6295\u8d44\u635f\u5931\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e94\u5927 Liability \/ Crime \u9669\u79cd\u901f\u8bb0<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u9669\u79cd<\/th><th>\u8c01\u53d7\u635f\uff1f<\/th><th>\u6838\u5fc3\u5173\u952e\u8bcd<\/th><th>\u5178\u578b\u6848\u4f8b<\/th><\/tr><\/thead><tbody><tr><td><strong>CGL<\/strong><\/td><td>\u7b2c\u4e09\u65b9<\/td><td>Accident\uff08\u610f\u5916\uff09<\/td><td>\u987e\u5ba2\u6ed1\u5012\u53d7\u4f24<\/td><\/tr><tr><td><strong>E&amp;O<\/strong><\/td><td>\u5ba2\u6237<\/td><td>Professional Negligence\uff08\u4e13\u4e1a\u758f\u5ffd\uff09<\/td><td>\u7ecf\u7eaa\u5fd8\u8bb0\u52a0\u4fdd\u969c<\/td><\/tr><tr><td><strong>D&amp;O<\/strong><\/td><td>\u8463\u4e8b\/\u9ad8\u7ba1<\/td><td>Management Decisions\uff08\u7ba1\u7406\u8d23\u4efb\uff09<\/td><td>\u80a1\u4e1c\u8d77\u8bc9\u8463\u4e8b<\/td><\/tr><tr><td><strong>EPLI<\/strong><\/td><td>\u5458\u5de5<\/td><td>Employment Practices\uff08\u96c7\u4f63\u884c\u4e3a\uff09<\/td><td>\u975e\u6cd5\u89e3\u96c7<\/td><\/tr><tr><td><strong>Crime<\/strong><\/td><td>\u516c\u53f8\u81ea\u8eab<\/td><td>Dishonesty \/ Theft\uff08\u76d7\u7a83\u3001\u6b3a\u8bc8\uff09<\/td><td>\u5458\u5de5\u632a\u7528\u516c\u6b3e<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u8003\u8bd5\u7ec8\u6781\u53e3\u8bc0\uff08\u5efa\u8bae\u80cc\u4e0b\u6765\uff09<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u770b\u5230\u9898\u76ee\uff0c\u5148\u95ee\u81ea\u5df1\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6709\u4eba\u53d7\u4f24\uff1f<\/strong> \u2192 <strong>CGL<\/strong><\/li>\n\n\n\n<li><strong>\u4e13\u4e1a\u5efa\u8bae\u51fa\u9519\uff1f<\/strong> \u2192 <strong>E&amp;O<\/strong><\/li>\n\n\n\n<li><strong>\u8463\u4e8b\u51b3\u7b56\u88ab\u544a\uff1f<\/strong> \u2192 <strong>D&amp;O<\/strong><\/li>\n\n\n\n<li><strong>\u5458\u5de5\u544a\u516c\u53f8\uff1f<\/strong> \u2192 <strong>EPLI<\/strong><\/li>\n\n\n\n<li><strong>\u6709\u4eba\u5077\u94b1\u3001\u4f2a\u9020\u3001\u8bc8\u9a97\uff1f<\/strong> \u2192 <strong>Crime Insurance<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e00\u53e5\u8bdd\u603b\u7ed3<\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Crime Insurance \u4fdd\u7684\u4e0d\u662f\u201c\u72af\u7f6a\u7684\u4eba\u201d\uff0c\u800c\u662f\u201c\u516c\u53f8\u56e0\u72af\u7f6a\u884c\u4e3a\u906d\u53d7\u7684\u8d22\u52a1\u635f\u5931\u201d\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f Commercial Insurance \u4e2d\u6700\u5bb9\u6613\u4e0e\u5176\u4ed6\u8d23\u4efb\u9669\u6df7\u6dc6\u7684\u9669\u79cd\u4e4b\u4e00\uff0c\u4e5f\u662f RIBO \u8003\u8bd5\u975e\u5e38\u559c\u6b22\u8003\u7684\u6bd4\u8f83\u9898\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u79cd\u8d54\u507f\u4fdd\u9669\u516c\u53f8\u8d54\u4e86\uff0c\u662f\u4e0d\u662f\u8981\u627e \u72af\u7f6a\u5458\u5de5 \u8ffd\u56de\u635f\u5931\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u662f\u7684\uff0c<strong>\u901a\u5e38\u4f1a\uff0c\u800c\u4e14\u8fd9\u662f\u4fdd\u9669\u516c\u53f8\u7684\u6b63\u5e38\u505a\u6cd5\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u6d89\u53ca\u4fdd\u9669\u91cc\u7684\u4e00\u4e2a\u91cd\u8981\u6982\u5ff5\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Subrogation\uff08\u4ee3\u4f4d\u6c42\u507f\u6743\uff09<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e5f\u5c31\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u4fdd\u9669\u516c\u53f8\u8d54\u4e86\u4ee5\u540e\uff0c\u53ef\u4ee5\u53d6\u5f97\u88ab\u4fdd\u9669\u4eba\u7684\u6743\u5229\uff0c\u5411\u771f\u6b63\u9020\u6210\u635f\u5931\u7684\u4eba\u8ffd\u507f\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3e\u4e2a\u4f8b\u5b50<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u8bbe\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u4f1a\u8ba1 Alice \u5077\u4e86\u516c\u53f8 <strong>$500,000<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u4e70\u4e86 Crime Insurance\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u8c03\u67e5\u540e\u786e\u8ba4\u5c5e\u4e8e\u627f\u4fdd\u8303\u56f4\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8e\u662f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u8d54\u7ed9\u516c\u53f8 <strong>$500,000<\/strong>\uff08\u6263\u9664\u514d\u8d54\u989d\u7b49\uff0c\u5982\u9002\u7528\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u63a5\u4e0b\u6765\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u5c31\u53ef\u80fd\u8d77\u8bc9 Alice\uff0c\u8981\u6c42\u5979\u507f\u8fd8\u8fd9 $500,000\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u8ffd\u56de\u4e86\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\u8ffd\u56de\u4e86 $300,000\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u7b14\u94b1\u901a\u5e38\u5f52\u4fdd\u9669\u516c\u53f8\uff08\u56e0\u4e3a\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u8d54\u7ed9\u516c\u53f8\u4e86\uff09\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u8981\u8fd9\u6837\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5426\u5219\u4f1a\u51fa\u73b0\u4e0d\u516c\u5e73\u7684\u60c5\u51b5\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u53f8\u62ff\u5230\u4e86\u4fdd\u9669\u8d54\u507f\uff1b<\/li>\n\n\n\n<li>\u72af\u7f6a\u5458\u5de5\u4e5f\u4e0d\u7528\u8fd8\u94b1\uff1b<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u90a3\u771f\u6b63\u72af\u9519\u7684\u4eba\u53cd\u800c\u4e0d\u7528\u627f\u62c5\u8d23\u4efb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u5236\u5ea6\u7684\u539f\u5219\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u4fdd\u9669\u662f\u6062\u590d\u635f\u5931\uff08Indemnity\uff09\uff0c\u4e0d\u662f\u8ba9\u72af\u7f6a\u8005\u53d7\u76ca\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u5982\u679c\u5458\u5de5\u6ca1\u94b1\u600e\u4e48\u529e\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u5b9e\u4e2d\uff0c\u8fd9\u79cd\u60c5\u51b5\u5f88\u5e38\u89c1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5458\u5de5\u5df2\u7ecf\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u628a\u94b1\u6325\u970d\u4e86\uff1b<\/li>\n\n\n\n<li>\u7834\u4ea7\u4e86\uff1b<\/li>\n\n\n\n<li>\u6216\u8005\u5750\u7262\u4e86\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8d77\u8bc9\uff1b<\/li>\n\n\n\n<li>\u7533\u8bf7\u6cd5\u9662\u5224\u51b3\uff1b<\/li>\n\n\n\n<li>\u5c1d\u8bd5\u67e5\u5c01\u8d44\u4ea7\uff1b<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f46\u6700\u7ec8\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8ffd\u56de\u591a\u5c11\u94b1\u662f\u4e0d\u786e\u5b9a\u7684\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\uff0c\u4fdd\u9669\u516c\u53f8\u5728\u627f\u4fdd Crime Insurance \u65f6\uff0c\u4f1a\u975e\u5e38\u5173\u6ce8\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u53f8\u6709\u6ca1\u6709\u5185\u90e8\u63a7\u5236\uff08Internal Controls\uff09<\/li>\n\n\n\n<li>\u6709\u6ca1\u6709\u804c\u8d23\u5206\u79bb\uff08Segregation of Duties\uff09<\/li>\n\n\n\n<li>\u6709\u6ca1\u6709\u5b9a\u671f\u5ba1\u8ba1\uff08Regular Audits\uff09<\/li>\n\n\n\n<li>\u8c01\u6709\u6743\u9650\u7b7e\u652f\u7968<\/li>\n\n\n\n<li>\u8c01\u53ef\u4ee5\u8f6c\u8d26<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u8fd9\u4e9b\u90fd\u4f1a\u5f71\u54cd\u5458\u5de5\u76d7\u7a83\u53d1\u751f\u7684\u6982\u7387\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u5982\u679c\u5458\u5de5\u628a\u94b1\u8fd8\u56de\u6765\u4e86\u5462\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5458\u5de5\u5077\u4e86 $100,000\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u540e\u6765\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8b66\u5bdf\u8ffd\u56de\u4e86\u5168\u90e8\u73b0\u91d1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u8fd8\u6ca1\u8d54\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u90a3\u4e48\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u901a\u5e38\u5c31\u4e0d\u7528\u8d54\u4e86\uff08\u56e0\u4e3a\u516c\u53f8\u5df2\u7ecf\u6ca1\u6709\u5b9e\u9645\u635f\u5931\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u8d54\u4e86\uff0c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u540e\u6765\u8b66\u65b9\u8ffd\u56de\u4e86\u94b1\uff0c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u6765\u8bf4\uff0c\u8ffd\u56de\u7684\u91d1\u989d\u4f1a\u6309\u7167\u4fdd\u5355\u548c\u6cd5\u5f8b\u539f\u5219\u5904\u7406\uff0c<strong>\u901a\u5e38\u7528\u4e8e\u507f\u8fd8\u4fdd\u9669\u516c\u53f8\u5df2\u652f\u4ed8\u7684\u8d54\u6b3e<\/strong>\uff0c\u907f\u514d\u88ab\u4fdd\u9669\u4eba\u83b7\u5f97\u53cc\u91cd\u8d54\u507f\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u8003\u8bd5\u4f1a\u600e\u4e48\u8003\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">An employee steals company funds. The insurer pays the claim under a Crime policy. The insurer then seeks recovery from the employee.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">This is an example of:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Contribution<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Indemnity<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Subrogation<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Co-insurance<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aC\uff08Subrogation\uff09<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4fdd\u9669\u516c\u53f8\u8d54\u507f\u540e\uff0c\u4f9d\u6cd5\u5411\u771f\u6b63\u7684\u8d23\u4efb\u4eba\u8ffd\u507f\u3002<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e00\u4e2a\u4f8b\u5916\uff1a\u5458\u5de5\u662f\u8001\u677f\u600e\u4e48\u529e\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u91cc\u6709\u4e00\u4e2a\u5bb9\u6613\u6df7\u6dc6\u7684\u70b9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u5077\u94b1\u7684\u4eba\u5176\u5b9e\u662f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u53f8\u8001\u677f\u672c\u4eba\uff1b<\/li>\n\n\n\n<li>\u552f\u4e00\u80a1\u4e1c\uff08Sole Shareholder\uff09\uff1b<\/li>\n\n\n\n<li>\u63a7\u5236\u516c\u53f8\u7684\u5b9e\u9645\u63a7\u5236\u4eba\uff1b<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a Crime Insurance \u4fdd\u5355<strong>\u4e0d\u4f1a<\/strong>\u628a\u8fd9\u79cd\u884c\u4e3a\u5f53\u4f5c\u53ef\u8d54\u7684\u5458\u5de5\u76d7\u7a83\uff0c\u56e0\u4e3a\u8fd9\u6d89\u53ca\u9053\u5fb7\u98ce\u9669\uff08Moral Hazard\uff09\u548c\u4fdd\u5355\u5b9a\u4e49\u3002\u5177\u4f53\u662f\u5426\u4fdd\u969c\uff0c\u8981\u770b\u4fdd\u5355\u5bf9 <strong>Employee<\/strong>\u3001<strong>Insured<\/strong> \u4ee5\u53ca\u76f8\u5173\u9664\u5916\u8d23\u4efb\u7684\u5b9a\u4e49\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">RIBO \u4e00\u53e5\u8bdd\u8bb0\u5fc6<\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Crime Insurance \u5148\u8d54\u516c\u53f8\uff0c\u518d\u7531\u4fdd\u9669\u516c\u53f8\u4f9d\u636e\u4ee3\u4f4d\u6c42\u507f\u6743\uff08Subrogation\uff09\u5411\u771f\u6b63\u7684\u72af\u7f6a\u8005\u8ffd\u507f\uff08\u5982\u679c\u6cd5\u5f8b\u548c\u5b9e\u9645\u60c5\u51b5\u5141\u8bb8\uff09\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e5f\u662f\u4e3a\u4ec0\u4e48\u4fdd\u9669\u516c\u53f8\u5728 Crime Insurance \u7406\u8d54\u540e\uff0c\u901a\u5e38\u4f1a\u79ef\u6781\u914d\u5408\u8b66\u65b9\u8c03\u67e5\u5e76\u4fdd\u7559\u8ffd\u507f\u6743\u3002<\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_21227\" class=\"pvc_stats all  \" data-element-id=\"21227\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Crime Insurance\uff08\u72af\u7f6a\u4fdd\u9669\uff09 \u662f Commercial Insurance \u4e2d\u4e00\u4e2a\u975e\u5e38\u91cd\u8981\u7684\u9669\u79cd\uff0c\u4e5f\u662f RIBO Commercial Insurance \u9ad8\u9891\u8003\u70b9\u3002 \u5b83\u4e0e CGL\u3001E&amp;O\u3001D&amp;O\u3001EPLI \u7ecf\u5e38\u653e\u5728\u4e00\u8d77\u8003\uff0c\u6240\u4ee5\u4e00\u5b9a\u8981\u4f1a\u533a\u5206\u3002 \u4ec0\u4e48\u662f Crime Insurance\uff1f Crime Insurance \u4fdd\u969c\u7684\u662f\uff1a \u516c\u53f8\u56e0\u72af\u7f6a\u884c\u4e3a\uff08Crime\uff09\u9020\u6210\u7684\u91d1\u94b1\u3001\u8bc1\u5238\u6216\u8d22\u4ea7\u635f\u5931\u3002 \u6700\u5e38\u89c1\u7684\u662f\uff1a \u5458\u5de5\u5077\u516c\u53f8\u94b1\u3002 \u6240\u4ee5\u53ef\u4ee5\u7b80\u5355\u8bb0\uff1a Crime Insurance = Dishonesty\uff08\u4e0d\u8bda\u5b9e\u884c\u4e3a\uff09 Crime Insurance \u4fdd\u4ec0\u4e48\uff1f \u6700\u5e38\u89c1\u4fdd\u969c\u5305\u62ec\uff1a 1. Employee Dishonesty\uff08\u5458\u5de5\u76d7\u7a83\uff09&#x2b50;&#x2b50;&#x2b50;&#x2b50;&#x2b50; RIBO \u6700\u7231\u8003\u3002 \u4f8b\u5982\uff1a \u4f1a\u8ba1\u5077\u5077\u628a\u516c\u53f8\u94b1\u8f6c\u5230\u81ea\u5df1\u7684\u8d26\u6237\u3002 \u51e0\u5e74\u4e0b\u6765\uff1a \u5077\u4e86 $300,000\u3002 &#x1f449; Crime Insurance \u53ef\u8d54\u3002 2. Theft of Money\uff08\u73b0\u91d1\u76d7\u7a83\uff09 \u4f8b\u5982\uff1a \u665a\u4e0a\u6709\u4eba\u95ef\u8fdb\u529e\u516c\u5ba4\u3002 \u4fdd\u9669\u67dc\u91cc\u7684\u73b0\u91d1\u88ab\u5077\u3002 &#x1f449; \u53ef\u8d54\u3002 3. &hellip; <a href=\"http:\/\/johnhealth.ca\/?p=21227\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u4fdd\u9669\u77e5\u8bc6\uff1aCrime Insurance&#8221;<\/span><\/a><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_21227\" class=\"pvc_stats all  \" data-element-id=\"21227\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[155],"tags":[157,156],"class_list":["post-21227","post","type-post","status-publish","format-standard","hentry","category-155","tag-ribo","tag-156"],"a3_pvc":{"activated":true,"total_views":1,"today_views":0},"_links":{"self":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21227"}],"version-history":[{"count":1,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21227\/revisions"}],"predecessor-version":[{"id":21228,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21227\/revisions\/21228"}],"wp:attachment":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21227"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}