{"id":21232,"date":"2026-07-16T03:20:45","date_gmt":"2026-07-16T03:20:45","guid":{"rendered":"http:\/\/johnhealth.ca\/?p=21232"},"modified":"2026-07-16T03:20:45","modified_gmt":"2026-07-16T03:20:45","slug":"%e4%bf%9d%e9%99%a9%e7%9f%a5%e8%af%86%ef%bc%9aenvironmental-liability","status":"publish","type":"post","link":"http:\/\/johnhealth.ca\/?p=21232","title":{"rendered":"\u4fdd\u9669\u77e5\u8bc6\uff1aEnvironmental Liability"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Environmental Liability\uff08\u73af\u5883\u8d23\u4efb\u4fdd\u9669\uff09<\/strong> \u662f Commercial Insurance \u4e2d\u975e\u5e38\u91cd\u8981\u7684\u4e00\u7c7b\u8d23\u4efb\u4fdd\u9669\uff0c\u4e5f\u662f <strong>RIBO Level 1<\/strong> \u7684\u9ad8\u9891\u8003\u70b9\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e00\u53e5\u8bdd\u7406\u89e3<\/h1>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Environmental Liability = \u8d54\u507f\u56e0\u6c61\u67d3\uff08Pollution\uff09\u9020\u6210\u7684\u7b2c\u4e09\u8005\u635f\u5bb3\u548c\u6e05\u7406\u8d39\u7528\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5173\u952e\u8bcd\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Pollution\uff08\u6c61\u67d3\uff09<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u9700\u8981\u5b83\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u6807\u51c6 <strong>Commercial General Liability (CGL)<\/strong> \u901a\u5e38<strong>\u4e0d\u627f\u4fdd\u6216\u4e25\u683c\u9650\u5236\u6c61\u67d3\u8d23\u4efb<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u5bb6\u5316\u5de5\u5382\u7684\u5316\u5b66\u54c1\u6cc4\u6f0f\u5230\u6cb3\u6d41\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9c7c\u5927\u91cf\u6b7b\u4ea1<\/li>\n\n\n\n<li>\u5c45\u6c11\u996e\u7528\u6c34\u88ab\u6c61\u67d3<\/li>\n\n\n\n<li>\u653f\u5e9c\u8981\u6c42\u6e05\u7406<\/li>\n\n\n\n<li>\u9644\u8fd1\u4f01\u4e1a\u505c\u4e1a\u7d22\u8d54<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u635f\u5931\u53ef\u80fd\u9ad8\u8fbe\u6570\u767e\u4e07\u751a\u81f3\u6570\u5343\u4e07\u7f8e\u5143\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>CGL \u5f80\u5f80\u4e0d\u4f1a\u8d54<\/strong>\uff08\u56e0\u4e3a Pollution Exclusion\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u65f6\u5c31\u9700\u8981\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Environmental Liability Insurance<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4ec0\u4e48\u5c5e\u4e8e Pollution\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u8003\u8bd5\u5e38\u89c1\u6c61\u67d3\u5305\u62ec\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u5316\u5b66\u54c1\u6cc4\u6f0f\uff08Chemical Spill\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u77f3\u6cb9\u6cc4\u6f0f\uff08Oil Spill\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u5730\u4e0b\u50a8\u6cb9\u7f50\u6cc4\u6f0f\uff08Underground Storage Tank Leak\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u6709\u6bd2\u5e9f\u7269\uff08Hazardous Waste\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u571f\u58e4\u6c61\u67d3\uff08Soil Contamination\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u5730\u4e0b\u6c34\u6c61\u67d3\uff08Groundwater Contamination\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u6cb3\u6d41\u6c61\u67d3\uff08River Pollution\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; \u7a7a\u6c14\u6c61\u67d3\uff08Air Pollution\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4fdd\u9669\u901a\u5e38\u8d54\u4ec0\u4e48\uff1f<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">\u2460 Bodily Injury<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c45\u6c11\u5438\u5165\u6709\u6bd2\u6c14\u4f53\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bfc\u81f4\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u751f\u75c5<\/li>\n\n\n\n<li>\u547c\u5438\u56f0\u96be<\/li>\n\n\n\n<li>\u4e2d\u6bd2<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u533b\u7597\u8d39\u7528<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u507f\u91d1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6cd5\u5f8b\u8d39\u7528<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2461 Property Damage<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c61\u67d3\u8fdb\u5165\u90bb\u5c45\u571f\u5730\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bfc\u81f4\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u519c\u7530\u65e0\u6cd5\u4f7f\u7528\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d22\u4ea7\u635f\u5931\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2462 Cleanup Costs\uff08\u91cd\u70b9\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\u8003\u8bd5\u975e\u5e38\u559c\u6b22\u8003\u7684\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u67f4\u6cb9\u6cc4\u6f0f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u5e9c\u8981\u6c42\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7acb\u5373\u6e05\u7406\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6e05\u7406\u8d39\u7528\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$800,000<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Environmental Liability \u53ef\u4ee5\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c61\u67d3\u6e05\u7406\u8d39\u7528\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2463 Legal Defence<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u4eba\u8d77\u8bc9\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u8d1f\u8d23\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8b\u5e08\u8d39<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6cd5\u9662\u8d39\u7528<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8c03\u67e5\u8d39\u7528<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2464 Government Orders<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u5e9c\u8981\u6c42\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5fc5\u987b\u4fee\u590d\u6c61\u67d3\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u53ef\u80fd\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Remediation<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Restoration<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cleanup<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u8c01\u6700\u9700\u8981\u4e70\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u51e0\u4e4e\u6240\u6709\u53ef\u80fd\u9020\u6210\u6c61\u67d3\u7684\u4f01\u4e1a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u52a0\u6cb9\u7ad9<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c7d\u8f66\u7ef4\u4fee\u5382<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd0\u8f93\u516c\u53f8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5236\u9020\u5382<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5316\u5de5\u5382<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5783\u573e\u5904\u7406\u5382<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u533b\u9662<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u519c\u4e1a\u4f01\u4e1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5efa\u7b51\u516c\u53f8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u623f\u5730\u4ea7\u5f00\u53d1\u5546<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e3e\u51e0\u4e2a\u4f8b\u5b50<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f8b1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd0\u8f93\u516c\u53f8\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5361\u8f66\u7ffb\u8986\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u67f4\u6cb9\u6d41\u5165\u6cb3\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u5e9c\u8981\u6c42\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6e05\u7406\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u507f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Environmental Liability\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f8b2<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5de5\u5382\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5316\u5b66\u54c1\u6cc4\u6f0f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9644\u8fd1\u5c45\u6c11\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e2d\u6bd2\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c45\u6c11\u8d77\u8bc9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u533b\u7597<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u507f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8b\u5e08\u8d39<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f8b3<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5efa\u7b51\u516c\u53f8\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u65bd\u5de5\u65f6\u6316\u7834\u65e7\u6cb9\u7ba1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c61\u67d3\u571f\u58e4\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u5e9c\u8981\u6c42\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6316\u571f\u5904\u7406\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u8d54\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cleanup Cost\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Claims-made \u8fd8\u662f Occurrence\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f RIBO \u559c\u6b22\u8003\u7684\u77e5\u8bc6\u70b9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a Environmental Liability \u4fdd\u5355\u91c7\u7528\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Claims-made Basis<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u610f\u601d\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5728\u4fdd\u5355\u6709\u6548\u671f\u95f4\u63d0\u51fa\uff08made\uff09\u7684\u7d22\u8d54\u624d\u6709\u4fdd\u969c<\/strong>\uff08\u5e76\u9700\u7b26\u5408\u4fdd\u5355\u6761\u6b3e\uff0c\u4f8b\u5982\u8ffd\u6eaf\u65e5\u7b49\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c61\u67d3\u95ee\u9898\u5e38\u5e38\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u51e0\u5e74\u540e\u624d\u53d1\u73b0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2022\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5730\u4e0b\u6cc4\u6f0f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2028\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u624d\u53d1\u73b0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\u73af\u5883\u8d23\u4efb\u4fdd\u9669\u901a\u5e38\u4f7f\u7528 Claims-made \u5f62\u5f0f\u6765\u7ba1\u7406\u8fd9\u7c7b\u957f\u671f\u98ce\u9669\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48 CGL \u4e0d\u4fdd\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c61\u67d3\u635f\u5931\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ef\u80fd\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6301\u7eed\u51e0\u5341\u5e74\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d54\u507f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u975e\u5e38\u5de8\u5927\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6807\u51c6CGL\u52a0\u5165\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pollution Exclusion<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f01\u4e1a\u53e6\u5916\u8d2d\u4e70\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Environmental Liability\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u9ad8\u9891\u8003\u70b9<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">\u98981<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A company wants coverage for contamination of soil and groundwater caused by chemical leakage. Which policy is MOST appropriate?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Commercial Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Crime Insurance<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Environmental Liability<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Inland Marine<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aC<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u98982<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which of the following is MOST likely excluded under a standard CGL policy?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Slip and fall injuries<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Fire damage to others<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Pollution liability<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Product liability<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aC<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u98983<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Environmental liability insurance commonly covers:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Employee dishonesty<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Pollution cleanup costs<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Mechanical breakdown<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Loss of income only<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aB<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u98984\uff08\u9677\u9631\u9898\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement is TRUE regarding Environmental Liability Insurance?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. It replaces Commercial Property insurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. It is designed to cover pollution-related liability and cleanup costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. It only covers damage to the insured&#8217;s own property.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. It automatically forms part of every CGL policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u7b54\u6848\uff1aB<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u8003\u8bd5\u8bb0\u5fc6\u53e3\u8bc0<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bb0\u4f4f\u4e0b\u9762\u56db\u4e2a\u5173\u952e\u8bcd\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Pollution \u2192 Injury \u2192 Property Damage \u2192 Cleanup<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pollution\uff08\u6c61\u67d3\uff09<\/strong><\/li>\n\n\n\n<li><strong>Bodily Injury\uff08\u4eba\u8eab\u4f24\u5bb3\uff09<\/strong><\/li>\n\n\n\n<li><strong>Property Damage\uff08\u8d22\u4ea7\u635f\u5931\uff09<\/strong><\/li>\n\n\n\n<li><strong>Cleanup Costs\uff08\u6c61\u67d3\u6e05\u7406\u8d39\u7528\uff09<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5bb9\u6613\u6df7\u6dc6\u7684\u6bd4\u8f83<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u4fdd\u9669\u7c7b\u578b<\/th><th>\u4e3b\u8981\u4fdd\u969c<\/th><th>\u662f\u5426\u901a\u5e38\u4fdd\u969c\u6c61\u67d3\u8d23\u4efb<\/th><\/tr><\/thead><tbody><tr><td><strong>Commercial General Liability (CGL)<\/strong><\/td><td>\u7b2c\u4e09\u8005\u4eba\u8eab\u4f24\u5bb3\u3001\u8d22\u4ea7\u635f\u5931<\/td><td>&#x274c; \u4e00\u822c\u4e0d\u4fdd\uff08\u6709 Pollution Exclusion\uff09<\/td><\/tr><tr><td><strong>Environmental Liability<\/strong><\/td><td>\u6c61\u67d3\u9020\u6210\u7684\u4eba\u8eab\u4f24\u5bb3\u3001\u8d22\u4ea7\u635f\u5931\u3001\u6e05\u7406\u8d39\u7528<\/td><td>&#x2705; \u662f<\/td><\/tr><tr><td><strong>Commercial Property<\/strong><\/td><td>\u81ea\u6709\u5efa\u7b51\u3001\u8bbe\u5907\u3001\u5e93\u5b58\u7b49\u8d22\u4ea7<\/td><td>&#x274c; \u4e0d\u8d1f\u8d23\u7b2c\u4e09\u8005\u6c61\u67d3\u8d23\u4efb<\/td><\/tr><tr><td><strong>Crime Insurance<\/strong><\/td><td>\u5458\u5de5\u76d7\u7a83\u3001\u8bc8\u9a97\u7b49\u72af\u7f6a\u635f\u5931<\/td><td>&#x274c; \u65e0\u5173<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u8003\u8bd5\u53e3\u8bc0<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CGL\uff1a\u4e00\u822c\u8d23\u4efb\uff0c\u4e0d\u4fdd\u6c61\u67d3\u3002<\/strong><\/li>\n\n\n\n<li><strong>Environmental Liability\uff1a\u4e13\u95e8\u4fdd\u6c61\u67d3\u53ca\u6e05\u7406\u8d39\u7528\u3002<\/strong><\/li>\n\n\n\n<li><strong>\u770b\u5230 chemical spill\u3001oil leak\u3001contaminated soil\u3001groundwater\u3001cleanup order \u7b49\u5173\u952e\u8bcd\uff0c\u4f18\u5148\u60f3\u5230 Environmental Liability\u3002<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Claims-made \u8fd9\u6761\u3002\u662f\u8bf4 \u5982\u679c\u8fc7\u671f\u624d\u53d1\u73b0\uff0c\u662f\u4e0d\u662f\u4fdd\u9669\u5c31\u4e0d\u8d54\u4e86\u5462\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f <strong>Claims-made<\/strong> \u6700\u5bb9\u6613\u6df7\u6dc6\u7684\u5730\u65b9\uff0c\u4e5f\u662f RIBO \u5f88\u559c\u6b22\u8003\u7684\u91cd\u70b9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7b54\u6848\uff1a\u4e0d\u4e00\u5b9a\u3002<\/strong> \u5173\u952e\u4e0d\u662f<strong>\u4e8b\u6545\u4ec0\u4e48\u65f6\u5019\u53d1\u751f\uff08Occurrence\uff09<\/strong>\uff0c\u800c\u662f<strong>\u7d22\u8d54\u4ec0\u4e48\u65f6\u5019\u63d0\u51fa\uff08Claim Made\uff09<\/strong>\uff0c\u4ee5\u53ca\u4fdd\u5355\u662f\u5426\u4ecd\u7136\u6709\u6548\uff08\u6216\u662f\u5426\u8d2d\u4e70\u4e86\u5ef6\u957f\u62a5\u544a\u671f\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u6765\u770b\u51e0\u4e2a\u4f8b\u5b50\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f8b\u5b501\uff1a\u4fdd\u5355\u4ecd\u7136\u6709\u6548\uff08\u6709\u8d54\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u8bbe\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2024\u5e74\uff1a\u5316\u5b66\u54c1\u6162\u6162\u6cc4\u6f0f\uff08\u4f60\u4e0d\u77e5\u9053\uff09<\/li>\n\n\n\n<li>2026\u5e74\uff1a\u6c61\u67d3\u88ab\u53d1\u73b0<\/li>\n\n\n\n<li>2026\u5e74\uff1a\u90bb\u5c45\u5411\u4f60\u63d0\u51fa\u7d22\u8d54<\/li>\n\n\n\n<li>\u4f60\u7684 Claims-made \u4fdd\u5355\u4e00\u76f4\u4ece 2024 \u5e74\u7eed\u4fdd\u5230 2026 \u5e74\uff0c\u6ca1\u6709\u4e2d\u65ad<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7ed3\u679c\uff1a\u901a\u5e38\u4f1a\u8d54\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7d22\u8d54\u662f\u5728\u4fdd\u5355\u6709\u6548\u671f\u95f4\u63d0\u51fa\u7684\u3002<\/li>\n\n\n\n<li>\u5982\u679c\u6cc4\u6f0f\u53d1\u751f\u5728\u4fdd\u5355\u5141\u8bb8\u7684\u8ffd\u6eaf\u65e5\u671f\uff08Retroactive Date\uff09\u4e4b\u540e\uff0c\u4e5f\u7b26\u5408\u6761\u4ef6\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f8b\u5b502\uff1a\u4fdd\u5355\u5df2\u7ecf\u8fc7\u671f\uff08\u901a\u5e38\u4e0d\u8d54\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u8bbe\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2024\u5e74\uff1a\u53d1\u751f\u6c61\u67d3<\/li>\n\n\n\n<li>2025\u5e74\uff1a\u4fdd\u9669\u5230\u671f\uff0c\u4f60\u6ca1\u6709\u7eed\u4fdd<\/li>\n\n\n\n<li>2027\u5e74\uff1a\u90bb\u5c45\u53d1\u73b0\u6c61\u67d3\u5e76\u63d0\u51fa\u7d22\u8d54<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7ed3\u679c\uff1a\u901a\u5e38\u4e0d\u8d54\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7d22\u8d54\u63d0\u51fa\u65f6\uff0c\u4f60\u5df2\u7ecf\u6ca1\u6709 Claims-made \u4fdd\u5355\u4e86\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\u4f7f\u4e8b\u6545\u53d1\u751f\u65f6\u4f60\u66fe\u6709\u4fdd\u9669\uff0c\u4e5f\u4e0d\u80fd\u81ea\u52a8\u83b7\u5f97\u4fdd\u969c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f8b\u5b503\uff1a\u4e70\u4e86 Extended Reporting Period\uff08ERP\uff0c\u5ef6\u957f\u62a5\u544a\u671f\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u8bbe\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2024\u5e74\uff1a\u53d1\u751f\u6c61\u67d3<\/li>\n\n\n\n<li>2025\u5e74\uff1a\u4fdd\u9669\u7ec8\u6b62<\/li>\n\n\n\n<li>\u4f60\u8d2d\u4e70\u4e86 <strong>Extended Reporting Period (Tail Coverage)<\/strong><\/li>\n\n\n\n<li>2026\u5e74\uff1a\u6709\u4eba\u63d0\u51fa\u7d22\u8d54<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7ed3\u679c\uff1a\u53ef\u80fd\u8d54\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ERP \u7684\u4f5c\u7528\u5c31\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u5141\u8bb8\u5728\u4fdd\u5355\u7ed3\u675f\u540e\u7684\u4e00\u6bb5\u65f6\u95f4\u5185\uff0c\u7ee7\u7eed\u62a5\u544a\u7b26\u5408\u6761\u4ef6\u7684\u7d22\u8d54\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u73af\u5883\u8d23\u4efb\u4fdd\u9669\u559c\u6b22\u7528 Claims-made\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u6c61\u67d3\u7ecf\u5e38\u5177\u6709\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6162\u6162\u53d1\u751f\uff08Gradual\uff09<\/li>\n\n\n\n<li>\u5f88\u665a\u624d\u53d1\u73b0\uff08Latent\uff09<\/li>\n\n\n\n<li>\u8d54\u507f\u91d1\u989d\u5de8\u5927<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u5bb6\u5de5\u5382\u4ece 2018 \u5e74\u5f00\u59cb\u6bcf\u5929\u6f0f\u4e00\u70b9\u70b9\u5316\u5b66\u54c1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u76f4\u5230 2030 \u5e74\u653f\u5e9c\u624d\u53d1\u73b0\u5730\u4e0b\u6c34\u6c61\u67d3\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u91c7\u7528 Occurrence \u4fdd\u5355\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u8981\u56de\u5934\u5904\u7406\u5341\u51e0\u5e74\u524d\u7684\u4fdd\u5355\uff0c\u7ba1\u7406\u8d77\u6765\u975e\u5e38\u56f0\u96be\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\uff0c\u73af\u5883\u8d23\u4efb\u4fdd\u9669\u3001\u4e13\u4e1a\u8d23\u4efb\u4fdd\u9669\uff08E&amp;O\uff09\u3001\u8463\u4e8b\u8d23\u4efb\u4fdd\u9669\uff08D&amp;O\uff09\u7b49\uff0c\u90fd\u5e38\u91c7\u7528 <strong>Claims-made<\/strong>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO \u8003\u8bd5\u6700\u7231\u8003\u7684\u9677\u9631<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Which is TRUE about a claims-made policy?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. It covers any claim as long as the loss happened during the policy period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. It covers claims first made during the policy period, subject to the policy terms.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. It only covers accidents that occur after the policy expires.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. It automatically covers all future claims forever.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u6b63\u786e\u7b54\u6848\uff1aB<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a <strong>Claims-made \u7684\u6838\u5fc3\u662f\uff1a\u7d22\u8d54\uff08claim\uff09\u662f\u5728\u4fdd\u5355\u6709\u6548\u671f\u95f4\u9996\u6b21\u63d0\u51fa<\/strong>\uff0c\u540c\u65f6\u8fd8\u8981\u7b26\u5408\u4fdd\u5355\u5176\u4ed6\u6761\u4ef6\uff08\u5982\u8ffd\u6eaf\u65e5\u671f\u7b49\uff09\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e00\u4e2a\u5e2e\u52a9\u8bb0\u5fc6\u7684\u65b9\u6cd5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u628a\u4e24\u79cd\u4fdd\u5355\u653e\u5728\u4e00\u8d77\u6bd4\u8f83\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>Occurrence<\/th><th>Claims-made<\/th><\/tr><\/thead><tbody><tr><td>\u770b\u4ec0\u4e48\u65f6\u95f4\uff1f<\/td><td><strong>\u4e8b\u6545\u53d1\u751f\u65f6\u95f4<\/strong><\/td><td><strong>\u7d22\u8d54\u63d0\u51fa\u65f6\u95f4<\/strong><\/td><\/tr><tr><td>\u4fdd\u5355\u8fc7\u671f\u540e\u8fd8\u80fd\u8d54\u5417\uff1f<\/td><td><strong>\u53ef\u4ee5<\/strong>\uff0c\u53ea\u8981\u4e8b\u6545\u53d1\u751f\u5728\u4fdd\u5355\u671f\u95f4<\/td><td><strong>\u901a\u5e38\u4e0d\u53ef\u4ee5<\/strong>\uff0c\u9664\u975e\u6709\u7eed\u4fdd\u6216\u8d2d\u4e70 ERP\uff08Tail Coverage\uff09<\/td><\/tr><tr><td>\u5e38\u89c1\u9669\u79cd<\/td><td>CGL\u3001Home\u3001Auto<\/td><td>E&amp;O\u3001D&amp;O\u3001Environmental Liability<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e00\u53e5\u53e3\u8bc0<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Occurrence\uff1a\u770b\u4e8b\u6545\u4ec0\u4e48\u65f6\u5019\u53d1\u751f\u3002<\/strong><\/li>\n\n\n\n<li><strong>Claims-made\uff1a\u770b\u4ec0\u4e48\u65f6\u5019\u6709\u4eba\u6765\u7d22\u8d54\u3002<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u53e5\u8bdd\u51e0\u4e4e\u53ef\u4ee5\u5e2e\u52a9\u4f60\u89e3\u7b54\u5927\u591a\u6570 RIBO \u5173\u4e8e\u8fd9\u4e24\u79cd\u627f\u4fdd\u65b9\u5f0f\u7684\u9898\u76ee\u3002<\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_21232\" class=\"pvc_stats all  \" data-element-id=\"21232\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Environmental Liability\uff08\u73af\u5883\u8d23\u4efb\u4fdd\u9669\uff09 \u662f Commercial Insurance \u4e2d\u975e\u5e38\u91cd\u8981\u7684\u4e00\u7c7b\u8d23\u4efb\u4fdd\u9669\uff0c\u4e5f\u662f RIBO Level 1 \u7684\u9ad8\u9891\u8003\u70b9\u3002 \u4e00\u53e5\u8bdd\u7406\u89e3 Environmental Liability = \u8d54\u507f\u56e0\u6c61\u67d3\uff08Pollution\uff09\u9020\u6210\u7684\u7b2c\u4e09\u8005\u635f\u5bb3\u548c\u6e05\u7406\u8d39\u7528\u3002 \u5173\u952e\u8bcd\uff1a Pollution\uff08\u6c61\u67d3\uff09 \u4e3a\u4ec0\u4e48\u9700\u8981\u5b83\uff1f \u6807\u51c6 Commercial General Liability (CGL) \u901a\u5e38\u4e0d\u627f\u4fdd\u6216\u4e25\u683c\u9650\u5236\u6c61\u67d3\u8d23\u4efb\u3002 \u4f8b\u5982\uff1a \u4e00\u5bb6\u5316\u5de5\u5382\u7684\u5316\u5b66\u54c1\u6cc4\u6f0f\u5230\u6cb3\u6d41\uff1a \u635f\u5931\u53ef\u80fd\u9ad8\u8fbe\u6570\u767e\u4e07\u751a\u81f3\u6570\u5343\u4e07\u7f8e\u5143\u3002 CGL \u5f80\u5f80\u4e0d\u4f1a\u8d54\uff08\u56e0\u4e3a Pollution Exclusion\uff09\u3002 \u8fd9\u65f6\u5c31\u9700\u8981\uff1a Environmental Liability Insurance \u4ec0\u4e48\u5c5e\u4e8e Pollution\uff1f \u8003\u8bd5\u5e38\u89c1\u6c61\u67d3\u5305\u62ec\uff1a &#x2705; \u5316\u5b66\u54c1\u6cc4\u6f0f\uff08Chemical Spill\uff09 &#x2705; \u77f3\u6cb9\u6cc4\u6f0f\uff08Oil Spill\uff09 &#x2705; \u5730\u4e0b\u50a8\u6cb9\u7f50\u6cc4\u6f0f\uff08Underground Storage Tank Leak\uff09 &#x2705; \u6709\u6bd2\u5e9f\u7269\uff08Hazardous Waste\uff09 &#x2705; \u571f\u58e4\u6c61\u67d3\uff08Soil Contamination\uff09 &hellip; <a href=\"http:\/\/johnhealth.ca\/?p=21232\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u4fdd\u9669\u77e5\u8bc6\uff1aEnvironmental Liability&#8221;<\/span><\/a><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_21232\" class=\"pvc_stats all  \" data-element-id=\"21232\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[155],"tags":[199,157,156],"class_list":["post-21232","post","type-post","status-publish","format-standard","hentry","category-155","tag-environmental-liability","tag-ribo","tag-156"],"a3_pvc":{"activated":true,"total_views":2,"today_views":0},"_links":{"self":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21232"}],"version-history":[{"count":1,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21232\/revisions"}],"predecessor-version":[{"id":21234,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21232\/revisions\/21234"}],"wp:attachment":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21232"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}