{"id":21238,"date":"2026-07-18T02:13:04","date_gmt":"2026-07-18T02:13:04","guid":{"rendered":"http:\/\/johnhealth.ca\/?p=21238"},"modified":"2026-07-18T02:13:04","modified_gmt":"2026-07-18T02:13:04","slug":"%e4%bf%9d%e9%99%a9%e7%9f%a5%e8%af%86%ef%bc%9aribo-level-1-commercial-insurance-%e7%bb%bc%e5%90%88%e9%99%b7%e9%98%b1%e9%a2%98%ef%bc%8840%e9%a2%98%ef%bc%89","status":"publish","type":"post","link":"http:\/\/johnhealth.ca\/?p=21238","title":{"rendered":"\u4fdd\u9669\u77e5\u8bc6\uff1aRIBO Level 1 Commercial Insurance \u7efc\u5408\u9677\u9631\u9898\uff0840\u9898\uff09"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5f88\u597d\uff0c\u6211\u4eec\u6765\u505a\u4e00\u5957 <strong>RIBO Level 1 Commercial Insurance \u7efc\u5408\u9677\u9631\u9898\uff0840\u9898\uff09<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8303\u56f4\u8986\u76d6\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Commercial Property<\/li>\n\n\n\n<li>CGL<\/li>\n\n\n\n<li>Business Interruption<\/li>\n\n\n\n<li>Crime<\/li>\n\n\n\n<li>Boiler &amp; Machinery (Equipment Breakdown)<\/li>\n\n\n\n<li>Inland Marine \/ Floater<\/li>\n\n\n\n<li>Builders Risk<\/li>\n\n\n\n<li>Bailee<\/li>\n\n\n\n<li>Professional Liability<\/li>\n\n\n\n<li>D&amp;O \/ EPLI<\/li>\n\n\n\n<li>Cyber<\/li>\n\n\n\n<li>Environmental Liability<\/li>\n\n\n\n<li>Umbrella \/ Excess<\/li>\n\n\n\n<li>Claims-made<\/li>\n\n\n\n<li>Coinsurance<\/li>\n\n\n\n<li>Valuation<\/li>\n\n\n\n<li>Subrogation<\/li>\n\n\n\n<li>Commercial Auto\uff08\u5c11\u91cf\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5168\u90e8\u6309\u7167 RIBO \u771f\u9898\u98ce\u683c\u3002<\/strong><br>\u4e0d\u5c11\u9898\u90fd\u662f\u5bb9\u6613\u6389\u5751\u7684\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Part 1\uff081-10\uff09<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">1.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A restaurant purchases a Commercial Property policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which property would MOST likely require a separate Floater?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Dining tables<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Kitchen stove<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Cash register<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">D. Catering equipment transported to customers<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A business carries replacement cost coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After a fire, the insurer discovers the insured never replaced the destroyed building.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The insurer will MOST likely pay:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. Replacement Cost<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Actual Cash Value<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Agreed Value<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Market Value<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u6559\u6750\u4f1a\u76f4\u63a5\u5199\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Replacement Cost Policy = Replacement Cost<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f46\u662f <strong>RIBO<\/strong> \u6700\u559c\u6b22\u8003\u8fd9\u91cc\u7684\u7ec6\u8282\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u771f\u6b63\u7406\u8d54\u6d41\u7a0b\u901a\u5e38\u662f\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u706b\u707e\u53d1\u751f<\/li>\n\n\n\n<li>\u5982\u679c\u6ca1\u6709\u91cd\u5efa<\/li>\n\n\n\n<li>\u4fdd\u9669\u516c\u53f8\u901a\u5e38<strong>\u5148\u652f\u4ed8 ACV\uff08\u6298\u65e7\u540e\u4ef7\u503c\uff09<\/strong><\/li>\n\n\n\n<li>\u7b49\u771f\u6b63\u91cd\u5efa\u5b8c\u6210\uff0c\u518d\u8865\u8db3 Replacement Cost \u5dee\u989d<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u8003\u8bd5\u6700\u5e38\u89c1\u7b54\u6848\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>B. Actual Cash Value<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3a\u4ec0\u4e48\u8fd9\u9898\u6211\u6ca1\u6709\u6263\u4f60\u5206\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u4e0d\u540c\u4fdd\u5355 wording \u6709\u4e9b\u5dee\u5f02\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6709\u4e9b\u4fdd\u5355\u89c4\u5b9a\u5fc5\u987b rebuild \u624d\u6709 RC<\/li>\n\n\n\n<li>\u6709\u4e9b\u5148\u8d54 ACV\uff0c\u518d\u8865 RC<\/li>\n\n\n\n<li>\u6781\u5c11\u6570 wording \u53ef\u4ee5\u76f4\u63a5\u8d54 RC<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u5982\u679c\u662f\u771f\u6b63 RIBO\uff0c\u6211\u4f1a\u8ba4\u4e3a <strong>B<\/strong> \u662f\u6807\u51c6\u7b54\u6848\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which loss is MOST likely covered under Equipment Breakdown insurance instead of a Commercial Property policy?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Fire<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Explosion of a steam boiler caused by mechanical failure<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Windstorm<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Theft of machinery<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Business Interruption insurance is designed to cover:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Damage to buildings<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Lost income following insured property damage<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Liability lawsuits<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Employee injuries<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A business shuts down because a nearby bridge collapses, preventing customers from reaching the premises.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is no damage to the insured building.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Under a standard Business Interruption policy:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Covered<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Covered if bridge repairs exceed 30 days<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Usually not covered<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Covered only with replacement cost<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">6.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which of the following is considered a Crime Insurance exposure?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Fire<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Employee theft<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Windstorm<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Flood<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">7.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A dishonest employee steals $200,000 from the company.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The insurer pays the claim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What usually happens next?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Nothing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. The insurer may pursue recovery against the employee.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. The employee automatically goes to jail.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. The insured must repay the insurer.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">8.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement about Commercial General Liability is TRUE?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. It covers faulty workmanship itself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. It covers bodily injury caused to others.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. It guarantees product quality.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. It replaces Workers Compensation.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">9.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A contractor installs defective flooring.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Only the flooring itself must be replaced.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy normally responds?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-gray-color\">B. Builder&#8217;s Risk<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Usually none<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Crime<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">10.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A contractor&#8217;s faulty work later causes water damage to the customer&#8217;s building.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement is MOST accurate?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Damage to the contractor&#8217;s own work is covered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Resulting property damage may be covered.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Faulty workmanship is always covered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. No commercial policy could ever respond.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Part 2\uff0811-20\uff09<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">11.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy is MOST appropriate for an accountant who gives incorrect tax advice?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. E&amp;O<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Builder&#8217;s Risk<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">12.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Directors &amp; Officers insurance mainly protects against:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Auto accidents<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Management decisions leading to lawsuits<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Employee injuries<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Fire losses<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">13.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Employment Practices Liability primarily covers:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Employee theft<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Wrongful dismissal allegations<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Equipment breakdown<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Product recall<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">14.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cyber Liability insurance is MOST likely to cover:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Fire damage<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Data breach response costs<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Earthquake<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Boiler explosion<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">15.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Environmental Liability insurance primarily covers:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Employee injuries<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Pollution-related claims<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Theft<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Windstorm<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">16.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Umbrella Liability insurance generally:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Replaces underlying policies<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Provides additional liability limits<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Covers property damage only<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Covers employee dishonesty<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">17.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An Excess Liability policy differs from an Umbrella because it:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Always covers more perils<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Normally follows the underlying policy terms<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Covers crime automatically<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Covers pollution automatically<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">18.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Claims-made policies generally require:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. The claim be reported while the policy is active (or extended reporting applies)<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. The accident occur after policy expiry<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. The insured retire first<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Annual inspections<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">19.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An architect is sued three years after completing a project.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which insurance feature is MOST important?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Coinsurance<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Claims-made reporting requirements<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Replacement cost<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Deductible waiver<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">20.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which coverage responds if hackers steal customer credit card information?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Commercial Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Cyber Liability<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Builder&#8217;s Risk<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Part 3\uff0821-30\uff09<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">21.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Builder&#8217;s Risk insurance primarily covers:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Completed homes after occupancy<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Buildings under construction<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Auto liability<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Professional negligence<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">22.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A Bailee is:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. The owner of goods.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. A person temporarily responsible for another&#8217;s property.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. A contractor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. A shareholder.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">23.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which valuation method accounts for depreciation?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Replacement Cost<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Actual Cash Value<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Agreed Value<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Guaranteed Value<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">24.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Coinsurance encourages insureds to:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Purchase liability insurance<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Insure property close to its required value<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Avoid deductibles<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Buy Umbrella insurance<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">25.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Subrogation allows an insurer to:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Cancel any policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Sue responsible third parties after paying a claim.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Increase deductibles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Avoid paying claims.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">26.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement regarding Replacement Cost is TRUE?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. It always pays regardless of rebuilding.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">Rebuilding conditions often apply.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. It includes depreciation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. It is only available for liability policies.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">27.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A customer slips on a wet floor inside a store.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy usually responds?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Commercial Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">CGL<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Builder&#8217;s Risk<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">28.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A tenant accidentally causes a fire that damages the landlord&#8217;s building.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy usually protects the tenant?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. CGL<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Equipment Breakdown<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Marine Cargo<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">29.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Products Liability applies when:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Employees are injured at work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. A sold product causes injury after leaving the manufacturer.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Inventory is stolen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Equipment breaks down.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">30.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Completed Operations coverage mainly applies:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Before work begins<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. While construction is underway<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. After work has been completed<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. During transportation only<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Part 4\uff0831-40\uff09<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">31.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy best covers money stolen during transport to the bank?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. Inland Marine \/ Crime<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Commercial Property only<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. D&amp;O<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">32.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Product Recall insurance primarily reimburses:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Bodily injury awards<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Costs of recalling defective products<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Fire damage<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Employee theft<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">33.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Impaired Property usually involves:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Physical destruction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Property that cannot be used because of the insured&#8217;s defective product.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Flood damage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Theft.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">34.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A business intentionally pollutes a river.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Environmental Liability insurance will MOST likely:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Fully cover the loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Never investigate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Potentially deny coverage because intentional acts are generally excluded.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Automatically pay government fines.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">35.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy would MOST likely insure fine artwork displayed in an office?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. Fine Arts Floater<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. EPLI<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Boiler<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">36.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement about CGL exclusions is TRUE?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Every business loss is covered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Faulty workmanship itself is generally excluded.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Employee dishonesty is covered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Pollution is always covered.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">37.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An insured deliberately sets fire to their own warehouse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which principle applies?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Replacement Cost<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Fortuity<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Intentional acts are not insurable.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Coinsurance<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">38.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which insurance is MOST appropriate for a trucking company transporting customers&#8217; goods?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Accounts Receivable<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Cargo Floater<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. EPLI<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. D&amp;O<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">39.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy is MOST concerned with protecting shareholders against management mistakes?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. D&amp;O<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Builder&#8217;s Risk<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">40.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which commercial policy is MOST likely written on a Claims-made basis?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Commercial Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Commercial Auto<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. E&amp;O Professional Liability<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Builder&#8217;s Risk<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">&#x1f4cb; \u8bf7\u76f4\u63a5\u56de\u590d\u7b54\u6848\u5373\u53ef\uff0c\u4f8b\u5982\uff1a<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1D<br>2B<br>3B<br>4B<br>5C<br>\u2026\u2026<br>40C<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4f1a\u50cf\u771f\u6b63\u7684 <strong>RIBO \u8003\u5b98<\/strong> \u4e00\u6837\uff0c\u4e0d\u4ec5\u544a\u8bc9\u4f60\u5bf9\u9519\uff0c\u8fd8\u4f1a\u5206\u6790\u6bcf\u4e00\u9053\u9898\u4e3a\u4ec0\u4e48\u5bb9\u6613\u6389\u8fdb\u9677\u9631\uff0c\u5e76\u603b\u7ed3\u4f60\u6700\u8584\u5f31\u7684\u5546\u4e1a\u4fdd\u9669\u77e5\u8bc6\u70b9\u3002<\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_21238\" class=\"pvc_stats all  \" data-element-id=\"21238\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u5f88\u597d\uff0c\u6211\u4eec\u6765\u505a\u4e00\u5957 RIBO Level 1 Commercial Insurance \u7efc\u5408\u9677\u9631\u9898\uff0840\u9898\uff09\u3002 \u8303\u56f4\u8986\u76d6\uff1a \u5168\u90e8\u6309\u7167 RIBO \u771f\u9898\u98ce\u683c\u3002\u4e0d\u5c11\u9898\u90fd\u662f\u5bb9\u6613\u6389\u5751\u7684\u3002 Part 1\uff081-10\uff09 1. A restaurant purchases a Commercial Property policy. Which property would MOST likely require a separate Floater? A. Dining tables B. Kitchen stove C. Cash register D. Catering equipment transported to customers 2. A business carries replacement cost coverage. After a fire, &hellip; <a href=\"http:\/\/johnhealth.ca\/?p=21238\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u4fdd\u9669\u77e5\u8bc6\uff1aRIBO Level 1 Commercial Insurance \u7efc\u5408\u9677\u9631\u9898\uff0840\u9898\uff09&#8221;<\/span><\/a><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_21238\" class=\"pvc_stats all  \" data-element-id=\"21238\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[155],"tags":[157,156],"class_list":["post-21238","post","type-post","status-publish","format-standard","hentry","category-155","tag-ribo","tag-156"],"a3_pvc":{"activated":true,"total_views":0,"today_views":0},"_links":{"self":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21238"}],"version-history":[{"count":1,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21238\/revisions"}],"predecessor-version":[{"id":21239,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21238\/revisions\/21239"}],"wp:attachment":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21238"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}