{"id":21283,"date":"2026-07-25T03:04:57","date_gmt":"2026-07-25T03:04:57","guid":{"rendered":"http:\/\/johnhealth.ca\/?p=21283"},"modified":"2026-07-25T03:09:20","modified_gmt":"2026-07-25T03:09:20","slug":"%e4%bf%9d%e9%99%a9%e7%9f%a5%e8%af%86%ef%bc%9aribo-level-1-%e7%9c%9f%e9%a2%98%e9%a3%8e%e6%a0%bc%e7%bb%bc%e5%90%88%e6%a8%a1%e6%8b%9f%ef%bc%8840%e9%a2%98%ef%bc%89","status":"publish","type":"post","link":"http:\/\/johnhealth.ca\/?p=21283","title":{"rendered":"\u4fdd\u9669\u77e5\u8bc6\uff1aRIBO Level 1 \u771f\u9898\u98ce\u683c\u7efc\u5408\u6a21\u62df\uff0840\u9898\uff09"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u5df2\u7ecf\u628a <strong>Commercial Property\u3001CGL\u3001Business Interruption\u3001Crime\u3001Professional Liability\u3001Commercial Auto\u3001Builders Risk\u3001Bailee\u3001Floater\u3001Cyber\u3001Umbrella\u3001D&amp;O\u3001EPLI\u3001Environmental<\/strong> \u7b49\u5185\u5bb9\u90fd\u5b66\u5b8c\u4e86\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0b\u9762\u8fd9\u5957\u662f<strong>RIBO Level 1 \u771f\u9898\u98ce\u683c\u7efc\u5408\u6a21\u62df\uff0840\u9898\uff09<\/strong>\uff0c\u96be\u5ea6\u6bd4\u6b63\u5f0f\u8003\u8bd5\u7565\u9ad8\uff0c\u4ee5<strong>\u9677\u9631\u9898<\/strong>\u4e3a\u4e3b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u89c4\u5219\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6bcf\u9898\u53ea\u6709 <strong>1 \u4e2a\u6700\u4f73\u7b54\u6848<\/strong><\/li>\n\n\n\n<li>\u4e0d\u544a\u8bc9\u7b54\u6848<\/li>\n\n\n\n<li>\u505a\u5b8c\u540e\u6211\u4f1a\u9010\u9898\u8bb2\u89e3\uff0c\u5e76\u544a\u8bc9\u4f60\u4e3a\u4ec0\u4e48\u5176\u4ed6\u9009\u9879\u9519\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">RIBO Commercial Insurance \u7efc\u5408\u9677\u9631\u9898\uff0840\u9898\uff09<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">Part 1 Commercial Property\uff081-10\uff09<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. A building is insured for $500,000 on a replacement cost basis. It should have been insured for $800,000 to satisfy the 80% coinsurance clause.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A $160,000 loss occurs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">How much will the insurer pay (before deductible)?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. $100,000<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-red-color\">B. $125,000<\/mark>    50\/80*80%*16<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. $160,000<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. $500,000<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Replacement Cost coverage requires<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. the building be rebuilt at another location.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. depreciation always applies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. the damaged property be repaired or replaced.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. proof of market value.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which property is MOST likely insured under an Installation Floater?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Office furniture<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Plumbing materials awaiting installation<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Employee tools<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Finished inventory<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Builder&#8217;s Risk insurance ends<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. whenever construction stops.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. after occupancy or project completion, whichever occurs first.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. one year after construction starts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. only after final payment.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement about Vacancy is TRUE?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Vacancy never affects coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. A vacant building increases moral hazard only.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-red-color\">C. Vacancy may reduce or suspend certain coverages.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">D. Vacancy only matters for residential risks.<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">6.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Business Personal Property usually includes<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. land.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. stock.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. foundations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. underground pipes.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">7.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Equipment Breakdown insurance mainly covers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. gradual wear and tear.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. sudden accidental mechanical breakdown.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. flood.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. theft.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">8.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which loss is MOST likely covered under a Commercial Property policy?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Earthquake (without endorsement)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Flood (without endorsement)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Fire<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. War<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">9.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An insured intentionally exaggerates the amount of loss after a fire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. concealment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. material change.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. fraud.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. salvage.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">10.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which property is MOST appropriate for a Bailee&#8217;s Customers policy?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Restaurant furniture<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Customer clothing at a dry cleaner<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Company computer<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Delivery truck<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Part 2 Business Interruption\uff0811-15\uff09<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">11.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Business Interruption insurance generally requires<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. bodily injury.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. direct physical damage by an insured peril.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. negligence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. theft only.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">12.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Extra Expense insurance primarily pays for<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. rebuilding the building.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. continuing normal operations.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. replacing inventory.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. employee lawsuits.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">13.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which form mainly covers loss of NET PROFIT plus continuing expenses?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. Extra Expense<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-medium-gray-color\">B. Gross Earnings<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-red-color\">C. Profits Form<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Crime<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">14.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A restaurant closes because customers are afraid after nearby crime, but the restaurant itself suffers no property damage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Business Interruption responds?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Yes<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. No<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Only if sales decrease 25%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Only under Crime insurance<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">15.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which expense usually continues during a shutdown?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Cost of raw materials<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Utility costs tied completely to production<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-red-color\">C. Property taxes<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Shipping expenses<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Part 3 CGL\uff0816-25\uff09<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">16.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CGL covers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. poor workmanship itself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. bodily injury to third parties.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. employee injuries.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. expected damage.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">17.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Products Liability applies after<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. products leave the insured&#8217;s possession.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. products are manufactured.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. products are advertised.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. products are designed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">18.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Completed Operations coverage applies<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. while work is underway.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. after work has been completed.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. before construction starts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. only to products.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">19.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Contractual Liability<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. is always excluded.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. may be covered for insured contracts.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. covers criminal fines.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. replaces professional liability.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">20.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which claim is MOST likely excluded under CGL?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Customer slips.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Advertising injury.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Intentional assault by insured.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Damage caused by falling sign.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">21.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pollution coverage under CGL is<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. unlimited.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. automatically included.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-red-color\">C. very limited.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">D. identical to Environmental Liability.<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">22.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A contractor accidentally damages a client&#8217;s building while working.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most likely covered under<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. Builder&#8217;s Risk.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-red-color\">B. CGL.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Crime.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. D&amp;O.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">23.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which claim belongs under Products Liability?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Employee injured by machine.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Customer injured by defective toaster.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Building burns during construction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Contractor falls off ladder.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">24.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which coverage protects against libel and slander?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Property insurance<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Personal &amp; Advertising Injury<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Inland Marine<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">25.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement is TRUE?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. CGL covers every lawsuit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. CGL pays criminal penalties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Defence costs may be covered.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. CGL covers breach of contract automatically.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Part 4 Crime \/ Professional \/ Specialty\uff0826-40\uff09<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">26.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Employee Dishonesty covers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. employee injury.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. theft by employees.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. theft from employees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. customer fraud.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">27.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Forgery insurance covers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. counterfeit merchandise.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-red-color\">B. forged cheques.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. stolen inventory.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. cybercrime.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">28.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">E&amp;O insurance protects<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. buildings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. professionals against negligence claims.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. directors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. company vehicles.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">29.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">D&amp;O insurance mainly protects<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. shareholders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. directors and officers.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. employees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. customers.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">30.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">EPLI covers claims involving<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. pollution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. wrongful dismissal.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. burglary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. product defects.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">31.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cyber Liability MOST likely covers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. hail damage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. data breach response costs.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. machinery breakdown.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. flood.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">32.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Environmental Liability primarily covers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. employee theft.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. pollution claims.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. vehicle collision.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. professional negligence.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">33.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Umbrella Liability generally<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. replaces all primary insurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. provides additional liability limits.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. covers property only.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. eliminates deductibles.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">34.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy is MOST appropriate for a courier transporting customers&#8217; goods?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Homeowners<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Bailee<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Cargo\/Transportation Floater<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Builder&#8217;s Risk<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">35.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A lawyer gives incorrect legal advice causing financial loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy responds?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Crime<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Professional Liability (E&amp;O)<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Property<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">36.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A hacker encrypts company files and demands payment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which insurance is MOST relevant?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Builder&#8217;s Risk<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. Cyber Liability<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. Inland Marine<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Equipment Breakdown<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">37.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Crime insurance usually covers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. wear and tear.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. mysterious disappearance only.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. theft of money by employees.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. market loss.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">38.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which policy protects customer property temporarily in the insured&#8217;s care?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">A. Bailee<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Umbrella<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. EPLI<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. D&amp;O<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">39.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A company pollutes groundwater over several years.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most appropriate insurance?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. CGL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. Property<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Environmental Liability<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Crime<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">40.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Which statement is MOST correct?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. Umbrella always covers every excluded loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B. E&amp;O and CGL provide identical protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">C. Cyber insurance may pay notification costs after a breach.<\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. Builder&#8217;s Risk covers employee theft.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u8bf7\u76f4\u63a5\u6309\u4e0b\u9762\u683c\u5f0f\u56de\u590d\u7b54\u6848\uff1a<\/h2>\n\n\n\n<pre class=\"wp-block-code\"><code>1. A\n2. C\n3. B\n4. B\n5. D\n6. B\n7. B\n8. C\n9. C\n10. B\n\n11. B\n12. B\n13. A\n14. B\n15. B\n\n16. B\n17. A\n18. B\n19. A\n20. C\n21. D\n22. A\n23. B\n24. B\n25. C\n\n26. B\n27. A\n28. B\n29. B\n30. B\n31. B\n32. B\n33. B\n34. C\n35. C\n36. B\n37. C\n38. A\n39. C\n40. C\n<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">\u505a\u5b8c\u540e\uff0c\u6211\u4f1a\u50cf RIBO \u9605\u5377\u8001\u5e08\u4e00\u6837\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7ed9\u4f60\u8bc4\u5206\uff08\/40\uff09<\/li>\n\n\n\n<li>\u7edf\u8ba1\u5404\u7ae0\u8282\u6b63\u786e\u7387<\/li>\n\n\n\n<li>\u5206\u6790\u54ea\u4e9b\u77e5\u8bc6\u70b9\u8fd8\u5bb9\u6613\u5931\u5206<\/li>\n\n\n\n<li>\u6311\u51fa\u6700\u6709\u53ef\u80fd\u51fa\u73b0\u5728\u6b63\u5f0f\u8003\u8bd5\u4e2d\u7684\u9ad8\u9891\u9677\u9631\u9898\u8fdb\u884c\u91cd\u70b9\u8bb2\u89e3\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6309\u7167\u6211\u4eec\u6700\u8fd1\u51e0\u5468\u7684\u5b66\u4e60\u60c5\u51b5\u6765\u770b\uff0c\u4f60\u5728 <strong>Commercial Insurance<\/strong> \u7684\u57fa\u7840\u5df2\u7ecf\u6bd4\u8f83\u624e\u5b9e\u4e86\u3002\u4ece\u6700\u521d\u5b66\u4e60 <strong>Commercial Property\u3001CGL\u3001Business Interruption\u3001Crime\u3001Cyber\u3001Professional Liability<\/strong> \u5230\u73b0\u5728\uff0c\u6b63\u786e\u7387\u5df2\u7ecf\u7a33\u5b9a\u5728 <strong>80% \u5de6\u53f3<\/strong>\u3002\u8fd9\u8bf4\u660e\u77e5\u8bc6\u6846\u67b6\u5df2\u7ecf\u5efa\u7acb\u8d77\u6765\u4e86\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6211\u5efa\u8bae\u4e0b\u4e00\u6b65\u51b2\u523a\u65b9\u5411\uff1a<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Coinsurance \u8ba1\u7b97\u4e13\u9879\uff0810\u9898\uff09<\/strong>\u2014\u2014\u786e\u4fdd\u8003\u8bd5\u8ba1\u7b97\u9898\u4e0d\u5931\u5206\u3002<\/li>\n\n\n\n<li><strong>Business Interruption \u4e09\u5927\u8868\u5355\uff0815\u9898\uff09<\/strong>\u2014\u2014\u91cd\u70b9\u533a\u5206 Gross Earnings\u3001Profits Form\u3001Extra Expense\u3002<\/li>\n\n\n\n<li><strong>Commercial Insurance \u7ec8\u6781\u9677\u9631\u9898\uff0850\u9898\uff09<\/strong>\u2014\u2014\u5b8c\u5168\u6309\u7167\u6b63\u5f0f RIBO Level 1 \u51fa\u9898\u98ce\u683c\uff0c\u5305\u542b\u5927\u91cf\u5bb9\u6613\u6df7\u6dc6\u7684\u9009\u9879\u3002<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u9884\u8ba1\uff0c\u628a\u8fd9\u4e09\u4e2a\u4e13\u9879\u7ec3\u5b8c\u540e\uff0c\u4f60\u7684\u5546\u4e1a\u4fdd\u9669\u90e8\u5206\u53ef\u4ee5\u7a33\u5b9a\u8fbe\u5230 <strong>90%+<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_21283\" class=\"pvc_stats all  \" data-element-id=\"21283\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u6211\u4eec\u5df2\u7ecf\u628a Commercial Property\u3001CGL\u3001Business Interruption\u3001Crime\u3001Professional Liability\u3001Commercial Auto\u3001Builders Risk\u3001Bailee\u3001Floater\u3001Cyber\u3001Umbrella\u3001D&amp;O\u3001EPLI\u3001Environmental \u7b49\u5185\u5bb9\u90fd\u5b66\u5b8c\u4e86\u3002 \u4e0b\u9762\u8fd9\u5957\u662fRIBO Level 1 \u771f\u9898\u98ce\u683c\u7efc\u5408\u6a21\u62df\uff0840\u9898\uff09\uff0c\u96be\u5ea6\u6bd4\u6b63\u5f0f\u8003\u8bd5\u7565\u9ad8\uff0c\u4ee5\u9677\u9631\u9898\u4e3a\u4e3b\u3002 \u89c4\u5219\uff1a RIBO Commercial Insurance \u7efc\u5408\u9677\u9631\u9898\uff0840\u9898\uff09 Part 1 Commercial Property\uff081-10\uff09 1. A building is insured for $500,000 on a replacement cost basis. It should have been insured for $800,000 to satisfy the 80% coinsurance clause. A $160,000 loss occurs. How much will the insurer &hellip; <a href=\"http:\/\/johnhealth.ca\/?p=21283\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u4fdd\u9669\u77e5\u8bc6\uff1aRIBO Level 1 \u771f\u9898\u98ce\u683c\u7efc\u5408\u6a21\u62df\uff0840\u9898\uff09&#8221;<\/span><\/a><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_21283\" class=\"pvc_stats all  \" data-element-id=\"21283\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[155],"tags":[157,156],"class_list":["post-21283","post","type-post","status-publish","format-standard","hentry","category-155","tag-ribo","tag-156"],"a3_pvc":{"activated":true,"total_views":3,"today_views":0},"_links":{"self":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21283"}],"version-history":[{"count":6,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21283\/revisions"}],"predecessor-version":[{"id":21289,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21283\/revisions\/21289"}],"wp:attachment":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21283"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}