{"id":21386,"date":"2026-08-15T03:54:17","date_gmt":"2026-08-15T03:54:17","guid":{"rendered":"http:\/\/johnhealth.ca\/?p=21386"},"modified":"2026-08-15T03:54:17","modified_gmt":"2026-08-15T03:54:17","slug":"%e4%bf%9d%e9%99%a9%e7%9f%a5%e8%af%86%ef%bc%9acontractual-liability","status":"publish","type":"post","link":"http:\/\/johnhealth.ca\/?p=21386","title":{"rendered":"\u4fdd\u9669\u77e5\u8bc6\uff1aContractual Liability"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u2460 \u4ec0\u4e48\u662f Contractual Liability\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7b80\u5355\u8bf4\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u56e0\u4e3a\u4f60\u5728\u5408\u540c\u91cc\u7b54\u5e94\u627f\u62c5\u67d0\u9879\u8d23\u4efb\uff0c\u6240\u4ee5\u4ea7\u751f\u7684\u8d23\u4efb\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ABC Renovation \u548c\u5ba2\u6237\u7b7e\u5408\u540c\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\u5982\u679c\u88c5\u4fee\u8fc7\u7a0b\u4e2d\u9020\u6210\u5ba2\u6237\u635f\u5931\uff0cABC\u627f\u62c5\u5168\u90e8\u8d23\u4efb\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u540e\u6765\u771f\u7684\u53d1\u751f\u635f\u5931\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u95ee\u9898\u6765\u4e86\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ABC\u7b7e\u4e86\u5408\u540c \u2192 \u662f\u4e0d\u662f CGL \u5c31\u4e00\u5b9a\u8d54\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x1f449; <strong>\u4e0d\u662f\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CGL \u5bf9 <strong>Contractual Liability<\/strong> \u6709\u4e13\u95e8\u7684 exclusion\uff0c\u4f46\u8fd9\u4e2a exclusion <strong>\u4e0d\u662f\u628a\u6240\u6709\u5408\u540c\u8d23\u4efb\u4e00\u5200\u5207\u5168\u90e8\u6392\u9664<\/strong>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2461 \u4e3a\u4ec0\u4e48\u4fdd\u9669\u516c\u53f8\u8981\u6392\u9664\u5408\u540c\u8d23\u4efb\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u6b63\u5e38\u60c5\u51b5\u4e0b\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u6cd5\u5f8b\u89c4\u5b9a\u4f60\u4e0d\u9700\u8981\u8d54\u7684\u94b1\uff0c\u4f60\u53ef\u4ee5\u901a\u8fc7\u5408\u540c\u4e3b\u52a8\u7b54\u5e94\u8d54\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c CGL \u4ec0\u4e48\u90fd\u8d54\uff0c\u90a3\u4e48\u4f01\u4e1a\u53ef\u4ee5\u968f\u4fbf\u7b7e\u5408\u540c\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\u6211\u627f\u62c5\u4f60\u6240\u6709\u635f\u5931\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u7136\u540e\u5168\u90e8\u4e22\u7ed9\u4fdd\u9669\u516c\u53f8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u5f53\u7136\u4e0d\u4f1a\u65e0\u9650\u5236\u63a5\u53d7\u8fd9\u79cd\u98ce\u9669\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2462 \u4f46\u662f\u6709\u4e00\u4e2a\u8d85\u7ea7\u91cd\u8981\u7684\u4f8b\u5916<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">CGL \u901a\u5e38\u4f1a\u4fdd\u7559\u6240\u8c13\u7684\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Insured Contract<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f RIBO\u8003\u8bd5\u975e\u5e38\u91cd\u8981\u7684\u5173\u952e\u8bcd\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e5f\u5c31\u662f\u8bf4\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e0d\u662f\u6240\u6709 Contractual Liability \u90fd\u88ab\u6392\u9664\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u67d0\u4e9b\u7b26\u5408\u5b9a\u4e49\u7684 <strong>insured contracts<\/strong>\uff0cCGL\u53ef\u4ee5\u63d0\u4f9b\u4fdd\u969c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2463 \u6700\u7ecf\u5178\u7684\u4f8b\u5b50\uff1aLease<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982 ABC Renovation \u79df\u4e86\u4e00\u95f4\u529e\u516c\u5ba4\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u79df\u7ea6\u91cc\u9762\u89c4\u5b9a\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">ABC \u5bf9\u79df\u7528\u573a\u6240\u9020\u6210\u7684\u67d0\u4e9b property damage \u627f\u62c5\u8d23\u4efb\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u79cd\u79df\u8d41\u5408\u540c\u53ef\u80fd\u5c5e\u4e8e <strong>Insured Contract<\/strong> \u8303\u56f4\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u8003\u8bd5\u770b\u5230\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Lease of premises<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8981\u7279\u522b\u8b66\u89c9\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contractual Liability exclusion \u2260 \u81ea\u52a8\u4e0d\u4fdd\u3002<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2464 \u518d\u770b\u88c5\u4fee\u516c\u53f8\u7684\u4f8b\u5b50<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">ABC Renovation \u4e0e\u5ba2\u6237\u7b7e\u8ba2\u5408\u540c\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cABC\u4fdd\u8bc1\u88c5\u4fee\u5de5\u7a0b\u8d28\u91cf\uff0c\u5982\u679c\u5c4b\u9876\u6f0f\u6c34\uff0cABC\u514d\u8d39\u91cd\u65b0\u65bd\u5de5\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u540e\u6765\u5c4b\u9876\u6f0f\u6c34\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u8981\u6c42\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\u4f60\u91cd\u65b0\u628a\u5c4b\u9876\u505a\u597d\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u91cc\u4e0d\u80fd\u56e0\u4e3a\u6709\u5408\u540c\u5c31\u8bf4\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cCGL\u8d54\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u524d\u9762\u6211\u4eec\u521a\u5b66\u8fc7\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Your Work exclusion<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ef\u80fd\u76f4\u63a5\u6392\u9664\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u4fee\u590d ABC \u81ea\u5df1\u6709\u7f3a\u9677\u7684 work\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Contractual Liability \u548c Your Work \u662f\u4e24\u4e2a\u4e0d\u540c\u7684 exclusion\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x1f9e0; RIBO\u8003\u8bd5\u8bb0\u5fc6\u6cd5<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u770b\u5230\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u201cContract says you will pay&#8230;\u201d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u8981\u9a6c\u4e0a\u9009\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#x274c; CGL\u8d54<br>\u4e5f\u4e0d\u8981\u9a6c\u4e0a\u9009\uff1a<br>&#x274c; CGL\u4e00\u5b9a\u4e0d\u8d54<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5148\u95ee\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u662f\u4e0d\u662f Contractual Liability exclusion\uff1f<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u7136\u540e\u518d\u95ee\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u662f\u4e0d\u662f\u5c5e\u4e8e Insured Contract\uff1f<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u540e\u518d\u95ee\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u6709\u6ca1\u6709\u5176\u4ed6 exclusion\uff0c\u4f8b\u5982 Your Work\uff1f<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">&#x1f525; \u7ed9\u4f60\u4e00\u9053\u9677\u9631\u9898<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ABC Renovation signs a contract with a customer stating that ABC will repair its own defective workmanship at no cost to the customer. The roof is installed incorrectly and later leaks. The customer asks ABC to replace the defective roof.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Which is MOST accurate?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A. CGL will pay because ABC has a contractual obligation to repair the roof.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>B. CGL will pay because the loss occurred after the contract was signed.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>C. The cost to repair ABC&#8217;s defective work is generally excluded under the Your Work exclusion.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>D. The loss is covered under Impaired Property.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u5148\u9009\u7b54\u6848\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#x2705; <strong>\u5b8c\u5168\u6b63\u786e\uff1aC<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u9898\u4f60\u5df2\u7ecf\u6293\u4f4f\u4e86 RIBO \u6700\u91cd\u8981\u7684\u5224\u65ad\u903b\u8f91\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u662f C\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9898\u76ee\u8bf4\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>ABC \u81ea\u5df1\u5b89\u88c5\u7684\u5c4b\u9876\u6709\u95ee\u9898 \u2192 \u8981\u628a\u81ea\u5df1\u7684 defective work \u4fee\u597d\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u6838\u5fc3\u4e0d\u662f\u201c\u6709\u6ca1\u6709\u5408\u540c\u201d\uff0c\u800c\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u635f\u574f\/\u9700\u8981\u4fee\u590d\u7684\u662f ABC \u81ea\u5df1\u7684 work\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\u9996\u5148\u60f3\u5230\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">&#x1f6ab; Your Work Exclusion<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CGL\u4e0d\u662f\u7528\u6765\u4fdd\u8bc1\u627f\u5305\u5546\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\u628a\u81ea\u5df1\u7684\u5de5\u7a0b\u505a\u597d\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5 <strong>\u4fee\u590d\u81ea\u5df1\u6709\u7f3a\u9677\u7684\u5c4b\u9876\u7684\u8d39\u7528<\/strong>\uff0c\u901a\u5e38\u7531 ABC \u81ea\u5df1\u627f\u62c5\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">A \u4e3a\u4ec0\u4e48\u9519\uff1f<\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\u56e0\u4e3a\u5408\u540c\u89c4\u5b9a ABC \u5fc5\u987b\u4fee\uff0c\u6240\u4ee5 CGL\u8d54\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">&#x274c; <strong>\u7b7e\u4e86\u5408\u540c \u2260 CGL\u81ea\u52a8\u8d54\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5408\u540c\u8d23\u4efb\u672c\u8eab\u8fd8\u8981\u770b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contractual Liability exclusion<\/li>\n\n\n\n<li>\u662f\u5426\u5c5e\u4e8e <strong>Insured Contract<\/strong><\/li>\n\n\n\n<li>\u662f\u5426\u8fd8\u6709\u5176\u4ed6 exclusion<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u800c\u4e14\u8fd9\u91cc\u5373\u4f7f\u5408\u540c\u672c\u8eab\u7b26\u5408\u67d0\u4e9b insured contract \u6761\u4ef6\uff0c<strong>Your Work exclusion \u4ecd\u7136\u53ef\u80fd\u6392\u9664\u4fee\u590d\u81ea\u5df1\u5de5\u4f5c\u7684\u8d39\u7528\u3002<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">D \u4e3a\u4ec0\u4e48\u9519\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9898\u76ee\u6ca1\u6709\u8bf4\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u4e1c\u897f\u6ca1\u6709\u635f\u574f\uff0c\u53ea\u662f\u4e0d\u80fd\u4f7f\u7528\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6070\u6070\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u5c4b\u9876\u672c\u8eab\u5b89\u88c5\u9519\u8bef\uff0c\u9700\u8981\u66f4\u6362\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u4e0d\u662f Impaired Property\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">&#x1f525; \u4f60\u73b0\u5728\u5df2\u7ecf\u638c\u63e1\u8fd9\u6761\u903b\u8f91\u94fe<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contract \u2192 \u4e0d\u4ee3\u8868\u4e00\u5b9a\u8d54<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2193<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5148\u770b\u662f\u4e0d\u662f Insured Contract<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2193<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u518d\u770b\u6709\u6ca1\u6709\u5176\u4ed6 exclusion<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2193<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Repair your own defective work<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 &#x1f6ab; <strong>Your Work<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Defective work \u2192 damages customer&#8217;s other property<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 \u53ef\u80fd\u8fdb\u5165 <strong>CGL Property Damage<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_21386\" class=\"pvc_stats all  \" data-element-id=\"21386\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u2460 \u4ec0\u4e48\u662f Contractual Liability\uff1f \u7b80\u5355\u8bf4\uff1a \u56e0\u4e3a\u4f60\u5728\u5408\u540c\u91cc\u7b54\u5e94\u627f\u62c5\u67d0\u9879\u8d23\u4efb\uff0c\u6240\u4ee5\u4ea7\u751f\u7684\u8d23\u4efb\u3002 \u4f8b\u5982\uff1a ABC Renovation \u548c\u5ba2\u6237\u7b7e\u5408\u540c\uff1a \u201c\u5982\u679c\u88c5\u4fee\u8fc7\u7a0b\u4e2d\u9020\u6210\u5ba2\u6237\u635f\u5931\uff0cABC\u627f\u62c5\u5168\u90e8\u8d23\u4efb\u3002\u201d \u540e\u6765\u771f\u7684\u53d1\u751f\u635f\u5931\u3002 \u95ee\u9898\u6765\u4e86\uff1a ABC\u7b7e\u4e86\u5408\u540c \u2192 \u662f\u4e0d\u662f CGL \u5c31\u4e00\u5b9a\u8d54\uff1f &#x1f449; \u4e0d\u662f\u3002 CGL \u5bf9 Contractual Liability \u6709\u4e13\u95e8\u7684 exclusion\uff0c\u4f46\u8fd9\u4e2a exclusion \u4e0d\u662f\u628a\u6240\u6709\u5408\u540c\u8d23\u4efb\u4e00\u5200\u5207\u5168\u90e8\u6392\u9664\u3002 \u2461 \u4e3a\u4ec0\u4e48\u4fdd\u9669\u516c\u53f8\u8981\u6392\u9664\u5408\u540c\u8d23\u4efb\uff1f \u56e0\u4e3a\u6b63\u5e38\u60c5\u51b5\u4e0b\uff1a \u6cd5\u5f8b\u89c4\u5b9a\u4f60\u4e0d\u9700\u8981\u8d54\u7684\u94b1\uff0c\u4f60\u53ef\u4ee5\u901a\u8fc7\u5408\u540c\u4e3b\u52a8\u7b54\u5e94\u8d54\u3002 \u5982\u679c CGL \u4ec0\u4e48\u90fd\u8d54\uff0c\u90a3\u4e48\u4f01\u4e1a\u53ef\u4ee5\u968f\u4fbf\u7b7e\u5408\u540c\uff1a \u201c\u6211\u627f\u62c5\u4f60\u6240\u6709\u635f\u5931\u3002\u201d \u7136\u540e\u5168\u90e8\u4e22\u7ed9\u4fdd\u9669\u516c\u53f8\u3002 \u4fdd\u9669\u516c\u53f8\u5f53\u7136\u4e0d\u4f1a\u65e0\u9650\u5236\u63a5\u53d7\u8fd9\u79cd\u98ce\u9669\u3002 \u2462 \u4f46\u662f\u6709\u4e00\u4e2a\u8d85\u7ea7\u91cd\u8981\u7684\u4f8b\u5916 CGL \u901a\u5e38\u4f1a\u4fdd\u7559\u6240\u8c13\u7684\uff1a Insured Contract \u8fd9\u662f RIBO\u8003\u8bd5\u975e\u5e38\u91cd\u8981\u7684\u5173\u952e\u8bcd\u3002 \u4e5f\u5c31\u662f\u8bf4\uff1a \u4e0d\u662f\u6240\u6709 Contractual Liability \u90fd\u88ab\u6392\u9664\u3002 \u67d0\u4e9b\u7b26\u5408\u5b9a\u4e49\u7684 insured contracts\uff0cCGL\u53ef\u4ee5\u63d0\u4f9b\u4fdd\u969c\u3002 \u2463 &hellip; <a href=\"http:\/\/johnhealth.ca\/?p=21386\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u4fdd\u9669\u77e5\u8bc6\uff1aContractual Liability&#8221;<\/span><\/a><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_21386\" class=\"pvc_stats all  \" data-element-id=\"21386\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[155],"tags":[225,157,156],"class_list":["post-21386","post","type-post","status-publish","format-standard","hentry","category-155","tag-contractual-liability","tag-ribo","tag-156"],"a3_pvc":{"activated":true,"total_views":11,"today_views":0},"_links":{"self":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21386"}],"version-history":[{"count":1,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21386\/revisions"}],"predecessor-version":[{"id":21387,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21386\/revisions\/21387"}],"wp:attachment":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21386"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}