{"id":21391,"date":"2026-08-15T04:10:12","date_gmt":"2026-08-15T04:10:12","guid":{"rendered":"http:\/\/johnhealth.ca\/?p=21391"},"modified":"2026-08-15T04:10:12","modified_gmt":"2026-08-15T04:10:12","slug":"%e4%bf%9d%e9%99%a9%e7%9f%a5%e8%af%86%ef%bc%9acgl-ongoing-operations-vs-completed-operations","status":"publish","type":"post","link":"http:\/\/johnhealth.ca\/?p=21391","title":{"rendered":"\u4fdd\u9669\u77e5\u8bc6\uff1aCGL Ongoing Operations vs Completed Operations"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5148\u8bb0\u4f4f\u6700\u6838\u5fc3\u7684\u4e00\u53e5\u8bdd\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Ongoing = \u5de5\u4f5c\u8fd8\u6ca1\u5b8c\u6210<\/strong><br><strong>Completed = \u5de5\u4f5c\u5df2\u7ecf\u5b8c\u6210\uff0c\u4f46\u540e\u6765\u53d1\u751f\u4e86\u635f\u5931<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2460 Ongoing Operations<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ongoing Operations = \u6b63\u5728\u8fdb\u884c\u4e2d\u7684\u5de5\u4f5c\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ABC Renovation \u6b63\u5728\u7ed9\u5ba2\u6237\u88c5\u4fee\u53a8\u623f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5de5\u4eba\u65bd\u5de5\u65f6\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u4e0d\u5c0f\u5fc3\u628a\u6c34\u7ba1\u5f04\u574f \u2192 \u6c34\u6f0f\u51fa\u6765 \u2192 \u5ba2\u6237\u7684\u6728\u5730\u677f\u88ab\u6c34\u635f\u574f\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u91cc\u88c5\u4fee\u5de5\u4f5c\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8fd8\u6ca1\u6709\u5b8c\u6210\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u5c5e\u4e8e\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Ongoing Operations<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u800c\u4e14\u53d1\u751f\u4e86 <strong>property damage<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\u8fd9\u662f\u5178\u578b\u7684 CGL liability exposure\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2461 Completed Operations<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Completed Operations \u66f4\u5bb9\u6613\u8003\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd8\u662f ABC Renovation\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5468\u4e00\u628a\u53a8\u623f\u88c5\u4fee\u5b8c\u6210\uff0c\u5e76\u4ea4\u7ed9\u5ba2\u6237\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5468\u4e94\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u53d1\u73b0 ABC \u5b89\u88c5\u7684\u6c34\u7ba1\u6f0f\u6c34\uff0c\u5bfc\u81f4\u53a8\u623f\u5730\u677f\u4e25\u91cd\u635f\u574f\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u91cd\u70b9\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ABC \u7684\u5de5\u4f5c\u5df2\u7ecf\u5b8c\u6210\u4e86\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u8fd9\u662f\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Completed Operations<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u7b26\u5408\u4fdd\u5355\u6761\u4ef6\uff0cCGL \u7684 <strong>Products-Completed Operations Liability<\/strong> \u53ef\u4ee5\u5904\u7406\u8fd9\u79cd\u8d23\u4efb\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x1f525; \u4e24\u8005\u6700\u91cd\u8981\u7684\u533a\u522b<\/h1>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>Ongoing Operations<\/th><th>Completed Operations<\/th><\/tr><\/thead><tbody><tr><td>\u5de5\u4f5c\u72b6\u6001<\/td><td>\u8fd8\u5728\u505a<\/td><td>\u5df2\u7ecf\u5b8c\u6210<\/td><\/tr><tr><td>\u635f\u5931\u53d1\u751f<\/td><td>\u5de5\u4f5c\u671f\u95f4<\/td><td>\u5b8c\u5de5\u4e4b\u540e<\/td><\/tr><tr><td>\u4f8b\u5b50<\/td><td>\u88c5\u4fee\u65f6\u6253\u574f\u6c34\u7ba1<\/td><td>\u88c5\u4fee\u5b8c\u51e0\u5929\u540e\u6c34\u7ba1\u6f0f\u6c34<\/td><\/tr><tr><td>CGL<\/td><td>\u53ef\u80fd\u8986\u76d6<\/td><td>\u53ef\u80fd\u8986\u76d6<\/td><\/tr><tr><td>\u5173\u952e\u5224\u65ad<\/td><td><strong>\u5de5\u4f5c\u662f\u5426\u5b8c\u6210\uff1f<\/strong><\/td><td><strong>\u5de5\u4f5c\u662f\u5426\u5df2\u7ecf\u5b8c\u6210\uff1f<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2462 \u4ec0\u4e48\u53eb\u201cCompleted\u201d\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u91cc\u6709\u4e00\u4e2a\u975e\u5e38\u5bb9\u6613\u51fa\u9677\u9631\u9898\u7684\u5730\u65b9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5de5\u4f5c\u4e0d\u4e00\u5b9a\u975e\u8981\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>100% \u5b8c\u6210\u6574\u4e2a\u5408\u540c<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u624d\u7b97 completed\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u6765\u8bf4\uff0c\u5982\u679c\u5de5\u4f5c\u5df2\u7ecf\u8fbe\u5230\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5df2\u7ecf\u5b8c\u6210<\/li>\n\n\n\n<li>\u5df2\u7ecf\u88ab\u6295\u5165\u4f7f\u7528<\/li>\n\n\n\n<li>\u6216\u8005\u5df2\u7ecf\u88ab\u4ea4\u4ed8\u7ed9\u5ba2\u6237\u4f7f\u7528<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c31\u53ef\u80fd\u8fdb\u5165 <strong>Completed Operations<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">ABC \u516c\u53f8\u8d1f\u8d23\u5b89\u88c5\u9152\u5e97\u7684\u7535\u68af\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u7535\u68af\u5df2\u7ecf\u5b89\u88c5\u5b8c\u6210\u5e76\u6295\u5165\u4f7f\u7528\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e24\u5468\u4ee5\u540e\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u7535\u68af\u6545\u969c\u5bfc\u81f4\u5ba2\u4eba\u53d7\u4f24\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u5c31\u660e\u663e\u5c5e\u4e8e\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Completed Operations exposure<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2463 \u6700\u5bb9\u6613\u548c Your Work \u6df7\u6dc6<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\u4f60\u521a\u624d\u5b66\u7684\u5185\u5bb9\u548c\u4eca\u5929\u5185\u5bb9\u7684\u8fde\u63a5\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5047\u8bbe\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">ABC Roofing \u7ed9\u5ba2\u6237\u5b89\u88c5\u5c4b\u9876\u3002<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">\u60c5\u51b5 A<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b89\u88c5\u8fc7\u7a0b\u4e2d\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u5de5\u4eba\u628a\u5ba2\u6237\u7684\u7a97\u6237\u6253\u788e\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ongoing Operations<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u5de5\u7a0b\u8fd8\u6ca1\u5b8c\u6210\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u60c5\u51b5 B<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c4b\u9876\u5df2\u7ecf\u5b89\u88c5\u5b8c\u6210\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u4e2a\u661f\u671f\u540e\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u5c4b\u9876\u5b89\u88c5\u9519\u8bef\u5bfc\u81f4\u6f0f\u6c34\uff0c\u5ba2\u6237\u7684\u5bb6\u5177\u88ab\u6c34\u635f\u574f\u3002<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Completed Operations<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u5de5\u7a0b\u5df2\u7ecf\u5b8c\u6210\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u60c5\u51b5 C<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c4b\u9876\u672c\u8eab\u5b89\u88c5\u9519\u8bef\uff0c\u9700\u8981\u91cd\u65b0\u5b89\u88c5\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u91cc\u53c8\u51fa\u73b0\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Your Work exclusion<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u4e3a\u5ba2\u6237\u8981\u6c42\u4f60\u4fee\u590d\u7684\u662f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4f60\u81ea\u5df1\u6709\u7f3a\u9677\u7684\u5de5\u4f5c\u3002<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">&#x1f9e0; \u6240\u4ee5\u4e00\u9053\u9898\u53ef\u4ee5\u540c\u65f6\u8003\u4f60\u4e24\u4e2a\u77e5\u8bc6\u70b9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">ABC Roofing completed a roof installation. Two weeks later, the defective roof caused water damage to the customer&#8217;s furniture. Which coverage may respond?<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u8111\u5b50\u91cc\u5e94\u8be5\u540c\u65f6\u51fa\u73b0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 1\uff1a\u4ec0\u4e48\u65f6\u5019\u53d1\u751f\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 \u5b8c\u5de5\u4ee5\u540e<br>\u2192 <strong>Completed Operations<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 2\uff1a\u635f\u574f\u7684\u662f\u4ec0\u4e48\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 Customer&#8217;s furniture<br>\u2192 <strong>Other property<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6240\u4ee5\u4e0d\u80fd\u7b80\u5355\u770b\u5230 \u201cdefective roof\u201d \u5c31\u9a6c\u4e0a\u9009\u62e9 Your Work exclusion\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2464 Products-Completed Operations Hazard<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e2a\u540d\u79f0\u5f88\u957f\uff0c\u4f46\u5176\u5b9e\u5f88\u597d\u7406\u89e3\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Products + Completed Operations<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b83\u628a\u4e24\u7c7b\u98ce\u9669\u653e\u5728\u4e00\u8d77\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Products<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u5356\u51fa\u53bb\u7684\u4ea7\u54c1\u9020\u6210\u7b2c\u4e09\u65b9\u635f\u5931\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">ABC \u5236\u9020\u7535\u70ed\u6c34\u58f6<br>\u2192 \u6c34\u58f6\u77ed\u8def<br>\u2192 \u628a\u5ba2\u6237\u53a8\u623f\u70e7\u574f<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Products exposure<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Completed Operations<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u5b8c\u6210\u7684\u5de5\u4f5c\u540e\u6765\u9020\u6210\u7b2c\u4e09\u65b9\u635f\u5931\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u7535\u5de5\u5b8c\u6210\u7535\u7ebf\u5b89\u88c5<br>\u2192 \u4e24\u5468\u4ee5\u540e\u7535\u7ebf\u77ed\u8def<br>\u2192 \u623f\u5c4b\u53d1\u751f\u706b\u707e<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Completed Operations exposure<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">&#x1f3af; RIBO\u8003\u8bd5\u53e3\u8bc0<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u53ef\u4ee5\u76f4\u63a5\u80cc\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u6b63\u5728\u5e72 \u2192 Ongoing<\/strong><br><strong>\u5e72\u5b8c\u4e86 \u2192 Completed<\/strong><br><strong>\u81ea\u5df1\u505a\u574f\u7684\u5de5\u4f5c \u2192 Your Work exclusion<\/strong><br><strong>\u81ea\u5df1\u5356\u574f\u7684\u4ea7\u54c1 \u2192 Your Product exclusion<\/strong><br><strong>\u9020\u6210\u522b\u4eba\u8d22\u4ea7\u635f\u5931 \u2192 \u518d\u5224\u65ad CGL \u662f\u5426\u54cd\u5e94<\/strong><\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">&#x26a0;&#xfe0f; \u7ed9\u4f60\u4e00\u9053 RIBO \u98ce\u683c\u9677\u9631\u9898<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ABC Renovation completes the installation of a new bathroom. Two weeks later, a defect in the plumbing installed by ABC causes water to leak and damage the customer&#8217;s hardwood floor. Which statement is MOST accurate?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. It is an ongoing operations claim because ABC performed the work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bright-red-color\">B. It is a completed operations exposure because the work had been completed before the damage occurred.<\/mark><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C. The entire claim is excluded under the Your Work exclusion.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D. It is an impaired property claim because the plumbing was defective.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4f60\u5148\u9009\u4e00\u4e2a\u7b54\u6848\u3002<\/strong><br>\u8fd9\u9898\u6211\u6545\u610f\u628a <strong>Completed Operations + Your Work + Impaired Property<\/strong> \u4e09\u4e2a\u6982\u5ff5\u653e\u5728\u4e00\u8d77\u3002<\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_21391\" class=\"pvc_stats all  \" data-element-id=\"21391\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u5148\u8bb0\u4f4f\u6700\u6838\u5fc3\u7684\u4e00\u53e5\u8bdd\uff1a Ongoing = \u5de5\u4f5c\u8fd8\u6ca1\u5b8c\u6210Completed = \u5de5\u4f5c\u5df2\u7ecf\u5b8c\u6210\uff0c\u4f46\u540e\u6765\u53d1\u751f\u4e86\u635f\u5931 \u2460 Ongoing Operations Ongoing Operations = \u6b63\u5728\u8fdb\u884c\u4e2d\u7684\u5de5\u4f5c\u3002 \u4f8b\u5982\uff1a ABC Renovation \u6b63\u5728\u7ed9\u5ba2\u6237\u88c5\u4fee\u53a8\u623f\u3002 \u5de5\u4eba\u65bd\u5de5\u65f6\uff1a \u4e0d\u5c0f\u5fc3\u628a\u6c34\u7ba1\u5f04\u574f \u2192 \u6c34\u6f0f\u51fa\u6765 \u2192 \u5ba2\u6237\u7684\u6728\u5730\u677f\u88ab\u6c34\u635f\u574f\u3002 \u8fd9\u91cc\u88c5\u4fee\u5de5\u4f5c\uff1a \u8fd8\u6ca1\u6709\u5b8c\u6210\u3002 \u6240\u4ee5\u5c5e\u4e8e\uff1a Ongoing Operations \u800c\u4e14\u53d1\u751f\u4e86 property damage\u3002 \u56e0\u6b64\u8fd9\u662f\u5178\u578b\u7684 CGL liability exposure\u3002 \u2461 Completed Operations Completed Operations \u66f4\u5bb9\u6613\u8003\u3002 \u8fd8\u662f ABC Renovation\uff1a \u5468\u4e00\u628a\u53a8\u623f\u88c5\u4fee\u5b8c\u6210\uff0c\u5e76\u4ea4\u7ed9\u5ba2\u6237\u3002 \u5468\u4e94\uff1a \u5ba2\u6237\u53d1\u73b0 ABC \u5b89\u88c5\u7684\u6c34\u7ba1\u6f0f\u6c34\uff0c\u5bfc\u81f4\u53a8\u623f\u5730\u677f\u4e25\u91cd\u635f\u574f\u3002 \u91cd\u70b9\uff1a ABC \u7684\u5de5\u4f5c\u5df2\u7ecf\u5b8c\u6210\u4e86\u3002 \u6240\u4ee5\u8fd9\u662f\uff1a Completed Operations &hellip; <a href=\"http:\/\/johnhealth.ca\/?p=21391\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u4fdd\u9669\u77e5\u8bc6\uff1aCGL Ongoing Operations vs Completed Operations&#8221;<\/span><\/a><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_21391\" class=\"pvc_stats all  \" data-element-id=\"21391\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/johnhealth.ca\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[155],"tags":[228,227,157,156],"class_list":["post-21391","post","type-post","status-publish","format-standard","hentry","category-155","tag-completed-operations","tag-ongoing-operations","tag-ribo","tag-156"],"a3_pvc":{"activated":true,"total_views":7,"today_views":1},"_links":{"self":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21391"}],"version-history":[{"count":1,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21391\/revisions"}],"predecessor-version":[{"id":21392,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=\/wp\/v2\/posts\/21391\/revisions\/21392"}],"wp:attachment":[{"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21391"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}